Collision Course

Motor vehicle-related incidents are consistently the leading cause of work-related fatalities in the United States . Here are some startling statistics from the Bureau of Labor Statistics. Of approximately 6,000 fatalities annually reported during the period of 1998 to 2002:The risk of roadway crashes associated with on-the-job operation of cars affects millions of U.S. workers. Data from the Bureau of Labor Statistics show that in 2001, nearly 4.2 million workers in the U.S. were classified as motor vehicle operators. Other workers who use motor vehicles in performing their jobs are spread across numerous occupations. If you are a business owner, it is essential to educate your staff on the steps they need to take if they are involved in a work-related car accident.

1,417 workers died each year from crashes on public highways

358 workers died each year in crashes that occurred off the highway or on industrial premises.

380 pedestrian workers died each year as a result of being struck by a motor vehicle.

At the scene of the accident:
  • Call an ambulance for anyone who is seriously injured.
  • Call the police to the scene. If this isn't possible, file a police report as soon as possible.
  • Get the names, addresses and telephone numbers of all persons in the other vehicle.
  • Get the names, addresses and telephone numbers of any witnesses to the accident.
  • Write down the license plate numbers and descriptions of other vehicles involved.
  • Observe and note any physical evidence (take photos, measure skid marks, etc.)
  • Exchange insurance information with the other party.
  • Do not admit fault in the accident. That is for the insurance company to determine.
  • Do not allow the other person to give you cash on the spot for his “estimate” of damages to your vehicle.
  • Report the accident to your insurance company.
Advise your employees to keep track of the details of the accident scene. To help assist you later should you need to file a claim, print out this checklist and keep it in the glove compartment of the company vehicle.
  • Date and time of accident, including cross streets and city
  • Police report information, including department and report number
  • Other party information, including name, address, phone numbers, driver's license, date of birth and whether the driver was the registered owner
  • Insurance company information, including policy number of the other driver, license number, year/make/model/color of the other car, number of passengers and their information.
  • Witness information, including their location, names and phone numbers.
  • Describe how the accident occurred in as much detail as possible. Draw a diagram if possible.
  • Describe the type and location of damage to your car.
  • Describe the type and location of damage to the other car or other property.