All Insurance Underwriters, Inc. (AIU) offers a competitive and flexible Staffing Workers Compensation Insurance Program designed specifically for staffing agencies across the country. Whether your client operates a small temp medical staffing firm or a large, hard-to-place staffing operation with high experience mods, AIU provides solutions that help you place challenging risks with confidence.
Overview of the Program From AIU
We’ve partnered with an A Rated Nationwide Carrier to deliver a robust workers' compensation program tailored to the unique needs of staffing companies. Our program supports a wide range of class codes and offers flexible payment plans, including guaranteed cost and high deductible options. With pay-as-you-go and regular installment plans available, your clients benefit from cash flow-friendly solutions and strong risk management support.
Ideal Accounts and Appetite
AIU is actively seeking a variety of staffing risks, including but not limited to:
- Temporary medical staffing companies (minimum premium $7,500)
- General temporary staffing firms
- New ventures in the staffing industry
- High-mod and hard-to-place accounts
We understand the complexities of staffing business models and welcome submissions that may have been declined elsewhere due to claims history, class codes, or size.
Coverage Highlights and Advantages
- Access to an A Rated Nationwide Carrier
- Guaranteed cost and high deductible options
- Monoline workers compensation coverage
- Pay-as-you-go and other premium payment options
- Worldwide coverage available
- Support for USL&H exposures
- Fast turnaround on quotes
- No maximum premium limits
- Strong claims handling support
We also write hard-to-place class codes and provide solutions for accounts with premiums starting at $75,000 and up.
Underwriting Notes and Submission Requirements
To streamline the underwriting process, please provide the following:
- Completed ACORD 130 application
- Currently valued loss runs (within 90 days of the effective date) – 4 to 5 years depending on carrier
- Details of any losses over $25,000
- Experience modification worksheet
- Supplemental application (required for staffing)
Territories and Availability
Available in all 48 contiguous U.S. states including CA, TX, FL, NY, IL, GA, and many others. This program provides national coverage options through a variety of carrier partners.
Why Work With All Insurance Underwriters?
As a Managing General Underwriter (MGU), AIU delivers deep expertise in workers compensation and staffing-related risks. Our common-sense approach to underwriting, combined with a responsive team and commission-friendly structure, makes us a reliable partner for agents and brokers nationwide. We work in a fast-paced yet enjoyable environment that prioritizes results and relationships.
In addition to staffing, we also offer programs for contractors, home healthcare, trucking, restaurants, oil & gas, roofing, and more—with options for both small and high deductible plans.
Click on our AIU Partner Agreement or call today to speak with one of our appointment specialists. Let AIU be your go-to market for staffing workers compensation insurance placements.
Frequently Asked Questions
What types of staffing companies are eligible for this program?
The program accepts a wide range of staffing businesses, including temporary, medical, and hard-to-place staffing agencies. New ventures are also welcome.
What is the minimum premium for this program?
Minimum premiums vary by class and account size, but most staffing accounts start at $75,000. Temporary medical staffing may begin at $7,500.
Are high-mod or loss-heavy accounts considered?
Yes, AIU specializes in placing high-mod and challenging accounts. Loss history details and supplemental applications are required for underwriting.
Which states is this program available in?
This program is available in all 48 contiguous U.S. states, including CA, TX, FL, NY, and IL.
What documents are needed to submit an account?
Submissions should include a completed ACORD 130, current loss runs (4–5 years), supplemental application, ex-mod worksheet, and details on large losses.
Need help placing an account? Connect with a market specialist.