All Insurance Underwriters, Inc. offers a specialized Workers Compensation program tailored to the unique needs of the transportation and trucking industry. As a Managing General Underwriter with access to multiple carriers, we provide agents and brokers with flexible, competitive markets for hard-to-place and mid-size to large accounts in this high-risk sector.
Ideal Accounts and Appetite
This program is designed for transportation operations with a solid track record and a minimum premium of $25,000. We focus on accounts that meet the following criteria:
- Minimum of five years of verified loss history
- Primary business in trucking or towing (excluding repossession and roadside assistance)
- Operations involving Long Haul Trucking
- Short Haul and Regional Trucking
- Towing companies serving commercial or fleet accounts
Each submission is individually underwritten, allowing us to evaluate the full risk profile and tailor coverage to your client’s specific needs.
Coverage Highlights and Advantages
Our Workers Compensation solutions are built to address the high exposure faced by drivers and fleet operators. We help your transportation clients manage employee injury risks, meet compliance requirements, and maintain operational continuity. Program highlights include:
- Multiple carrier access for competitive quoting
- Admitted markets available in all U.S. states
- Underwriting expertise in transportation-related risks
- Custom solutions for complex or higher-premium accounts
Whether your client is a long-haul trucking company operating across state lines or a short-haul operator delivering within a local region, we have options tailored to fit.
Underwriting Notes and Minimum Premiums
To qualify for this program, accounts must have:
- A minimum of $25,000 in annual premium
- Five full years of loss history documentation
We take a hands-on underwriting approach, evaluating each submission carefully to ensure the best fit between carrier appetite and the insured's operations. This makes our program ideal for agents working with experienced transportation businesses that may be underserved by standard markets.
Territories and Availability
This Workers Compensation program is available in all 50 states plus Washington, D.C. We offer admitted solutions across the country, helping you serve transportation clients no matter where they are based or operate.
Why Work With All Insurance Underwriters, Inc.?
We specialize in Workers Compensation and have a deep understanding of the transportation industry’s exposures and challenges. As a Managing General Underwriter with access to multiple carriers, we give agents the tools and flexibility needed to place complex or larger premium accounts. You’ll benefit from responsive service, expert underwriting, and a program built around real-world trucking risks.
For example, if you have a regional trucking client with 20 drivers and a solid safety record, or a commercial towing business with consistent operations and verifiable loss history, we can help you access competitive Workers Compensation options tailored to their risk profile.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Ideal accounts include long-haul and short-haul trucking companies, as well as towing operators (excluding repossession and roadside assistance) with at least five years of loss history and a minimum premium of $25,000.
Is this program available nationwide?
Yes, this Workers Compensation program is available in all 50 states and Washington, D.C., with admitted markets accessible across the country.
Can I submit accounts with less than five years of loss history?
No, all submissions must include five years of documented loss history to be considered for this program.
What types of towing businesses are excluded?
We do not write towing risks involving repossession or roadside service. Only commercial towing operations are eligible.
How are submissions evaluated?
Each submission is individually underwritten, taking into account the full risk profile, operations, and loss experience of the insured.
Need help placing an account? Connect with a market specialist.