We don’t just write Design Build – we specialize in it!
What sets us apart from other providers?
Dedicated Design Build Focus – $3,000 minimum premium
Solo Designers and Part-Time Professionals Welcome
No Minimum Revenue Requirements
First Dollar Defense
Standard in Form
Broad Definition of Professional Services
Pre-Claims Assistance, Contract Review, and Risk Management Services
Target Classes Include:
General and Special Contractors including:
- Steel Builders
- Concrete Contractors and Manufacturers
- HVAC, Refrigeration, Plumbing, Electrical, Landscaping
- Contractors of all sizes and delivery models
Structural Engineers – Low $5,000 Minimum Premium
Land Surveyors – $3,200 Minimum Premium
Construction Managers
We also cover your traditional A&E professionals, including:
- Architects
- Interior Designers
- Landscape Architects
- Engineers: Civil, Electrical, Mechanical
** Minimum premiums based on $1M/$1M limits. Higher limits available up to $3M.
Program Highlights
- Competitive pricing with flexible underwriting for niche and emerging firms
- Focus on hard-to-place exposures common in design/build projects
- Standard inclusion of risk management tools to help avoid claims
- Broad eligibility across disciplines and firm sizes
Availability and Markets
This program is available in most U.S. states, including CA, TX, FL, NY, and many others. U.S. Risk works with various carriers and offers access to both admitted and non-admitted markets, depending on the state and risk profile.
Why Partner With U.S. Risk Insurance Group?
As a Managing General Underwriter with decades of experience, U.S. Risk Insurance Group brings deep expertise in professional liability for architects, engineers, and contractors. Our focus on the design/build space allows us to offer tailored solutions that many other providers can’t match. We pride ourselves on responsive service, flexible underwriting, and a true partnership approach for retail agents and brokers.
If you’re working with a solo designer, a small engineering firm, or a contractor involved in design/build delivery, U.S. Risk offers the tools and expertise to support your placement from quote to renewal.
Ask about our other programs for Title Agents, Miscellaneous Professional, EPLI, Insurance Agents, and Home Inspectors!