U.S. Risk Insurance Group, Inc. offers a specialized insurance program designed for Certified Erosion, Sediment, and Storm Water Inspectors. This program is tailored to meet the unique environmental exposures and liability risks faced by certified professionals working in erosion control, sediment monitoring, and storm water inspections.
Ideal Accounts and Appetite
This program is ideal for certified professionals and firms involved in:
- Storm water management and compliance inspections
- Erosion and sediment control assessments
- Environmental consulting related to site runoff and pollution control
Whether your client is a solo inspector or a larger environmental consulting firm, U.S. Risk can accommodate a wide range of operations — from ongoing site monitoring to pre-construction evaluations.
Coverage Highlights and Advantages
- General Liability (GL) written on an Occurrence Form
- Professional Liability (PL) written on a CM Form
- Pollution Liability included, written on both CM and Occurrence Forms
- Coverage for Transportation, Non-Owned Disposal Sites, and Premises Pollution
- Carrier rated A7 or better
- Quotes can be issued and bound within 24 hours
- Can quote from an ISO application
This program is designed to address the complex mix of GL, PL, and environmental liability exposures that inspectors face. The inclusion of pollution coverage is a key benefit, helping to protect against claims arising from site runoff, waste mismanagement, and other environmental hazards.
Underwriting Notes and Minimum Premiums
- Minimum premium of $2,500
- Minimum deductible of $1,000
- Commission varies by line of coverage
U.S. Risk’s underwriting team can work from a standard ISO application and typically turn around quotes quickly. This efficiency makes it easier for you to secure coverage for clients with tight project deadlines or compliance schedules.
Territories and Availability
This program is available in all 50 states, including Washington, D.C. U.S. Risk writes both admitted and non-admitted business depending on the state and account profile.
Why Work With U.S. Risk Insurance Group, Inc.?
As a leading wholesale broker, U.S. Risk brings deep expertise in environmental and niche liability exposures. Their access to specialty carriers and quick turnaround makes them a valuable partner for agents and brokers placing difficult or time-sensitive accounts.
Example: You might have a client who provides storm water inspections for a large commercial development project under strict EPA oversight. This program offers tailored protection for their GL, PL, and pollution exposures, helping you deliver comprehensive coverage with speed and confidence.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for certified erosion, sediment, and storm water inspectors, as well as environmental consultants who perform related site assessments and compliance services.
What coverages are included in the program?
The program includes General Liability, Professional Liability, and Pollution Liability. GL is written on an Occurrence Form, while PL and Pollution Liability are written on CM and Occurrence Forms.
Can U.S. Risk quote and bind quickly?
Yes, U.S. Risk can typically quote and bind coverage within 24 hours, making it a great option for time-sensitive placements.
Is this program available nationwide?
Yes, the program is available in all 50 states and Washington, D.C.
What is the minimum premium for this program?
The minimum premium starts at $2,500, with a minimum deductible of $1,000.
Need help placing an account? Connect with a market specialist.