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Commercial Lines Professionals  Commercial Insurance is a Critical Piece of the Business Puzzle 


Patricia King, King Insurance Services - Grand Chute, WI 54914
Reputation: 369 - Total posts: 25
There are many different types of premiums offered to businesses. Without proper coverage, a company could be at high risk for lawsuits, disasters, and now even cyber attacks. Its so important for businesses to be properly covered through a protective liability policy as well as workers compensation. Most of my businesses are written through Zurich, but some are through Liberty Mutual and Travelers which are the top three writers of commercial lines. Who are your main commercial writers?









http://www.iii.org/facts_statistics/commercial-lines.html
14 year(s) ago
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Scott Manzo, North Rock Agency - Co Spgs, CO 80908
Reputation: 118 - Total posts: 7
Don't have a lot experience in the CL side, so for what it's worth, I haven't found that the majority of my business is going with any one carrier. At the wholesale level, I'd asy it boils down to who has access to the underwriting expertise to guide you through to the end: writing the business.

This site (the market search) is great for seeing what's out there in the marketplace.
14 year(s) ago
1 Verified Reviews - 4 of 5.0

Patricia King, King Insurance Services - Grand Chute, WI 54914
Reputation: 369 - Total posts: 25
Scott, I think going through a wholesaler is good, but can also be quite taxing. You have to be aware of their minimum premium, limitations on the policy, as well as what carriers they work with (rating). I find it hard to stick with one wholesaler because the genre of companies I work with varies greatly.

I wanted to note though, that the market search built into CompleteMarkets has an area at the bottom of the market pages that tell you the states the market is available in as well as the carrier ratings, minimum premium, etc. Very cool tool!
14 year(s) ago
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