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Ask Your Peers  Artisan Contractor who subcontracts 60% of the work. (Closed)


Jeffrey Morsberger, American Heritage Insurance - Sykesville, MD 21784
Reputation: 996 - Total posts: 89
I have a 1 man home improvement contractor who will be doing framing, drywall, doors, windows, and siding. He did not indicate any roofs. He always subcontracts out the HVAC, plumbing, and electric. He confirmed that the subcontracting equates to about 60% of the work. I know I can go to the surplus market, but are there any standard markets that would write this? I have a few good artisan programs, but they cap out at 30-40% subcontracting.
9 year(s) ago
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Ashley Fuerstenberg, AmWINS Underwriting - Catlett, VA 20119
Reputation: 4666 - Total posts: 403
Hi Jeffrey,

Thank you for using CompleteMarkets!

I did a market search and am pleased to let you know that I have found 2 companies that have different programs that can help you with the risk you need covered. 

Gladius Insurance Services, LLC has a Contractors Casualty Insurance program and can provide a wide variety of contractors with coverage and provide a quick turnaround time for quotes. 

USG Insurance Services also has a couple programs that can help you, they have; Excess & Umbrella Insurance and a Casualty Insurance program. 

Please click here to fill out the multi-submit contact form to request a quote from both companies. 

Do not hesitate to reach out to me with any questions you have!
9 year(s) ago
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Melissa Crapps, SouthEast Personnel Leasing - Holiday, FL 34691
Reputation: 559 - Total posts: 91
Hi Jeffrey,
I can offer you a PEO quote. We specialize in Construction and your "Hard to Place" risk. But our minimum in MD is 40k. I doubt he would hit that.

Though please keep SouthEast Personnel Leasing in mind for others. Our COVERAGE MAP is attached. The minimum premium requirement for each state is written on the state.

SouthEast offers a very lucrative residual commission! Would you be interested in talking with me next week?

Have a great weekend, Melissa
9 year(s) ago
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