Ask Your Peers - Night Lounge Coverage by Carla Dantell

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Carla Dantell, Carla Dantell Ins. - Orlando, FL 32822

Reputation: 307 - Total posts: 23

I need help with a market for a new venture in Florida, my client has recently opened a night lounge with either a general or VIP admission, live entertainment takes place and customers have a choice of buying alcohol that is there or they can bring their own. There are 3 security guards on the property, I need a market that will cover liquor liability, property liability and workers compensation for the security guards.

9 year(s) ago

This content has not been rated yet.

$William Sullivan, WMJS Insurance LLC, dba\ Great Florida Insurance. - Tampa Palms, FL 33647$

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0 Verified Reviews - 0 of 5.0

William Sullivan, WMJS Insurance LLC, dba\ Great Florida Insurance. - Tampa Palms, FL 33647

Reputation: 25 - Total posts: 4

Try Appalachian underwriters. Are the guards armed. I know on this policy they do have assault & battery coverage. Now if the guards are armed, i don't know? It is with Westchester | Chubb. Good Luck

All businesses that sell and serve alcohol need comprehensive Liquor Liability coverage, especially in today's litigious environment. Appalachian Underwriters offers Liquor Liability coverage for all types of hospitality risks, including hard-to-place bars and nightclubs, along with Assault & Battery coverage and liability limits up to $1,000,000/$2,000,000.

Quote, Bind and Issue Online!

Product Highlights

Monoline Liquor Liability for establishments that sell or serve alcoholic beverages that offers protection for covered claims of negligent sale or service.
Assault & Battery coverage included or available for additional premium
No cap on alcohol sales
Defense costs outside the limit
Risks with security and major entertainment acceptable
Liquor License Holder included as Additional Insured automatically
Coverage available for both licensed and unlicensed operations

Limits Available

Liquor Liability - limits up to $1,000,000/$2,000,000 available
No sublimit on Assault & Battery ($100,000/$300,000 sublimit on adult clubs only)

Preferred Classes

Bars
Restaurants
Private Fraternal Clubs
Retail Liquor/Convenience Stores
Nightclubs
Adult/Gentleman's Clubs
Banquet Halls
Caterers/Bartending Services
Wholesale Distributors

Restricted Exposures

Wineries
Bottle Service
Multiple prior Liquor and/or Assault & Battery claims
After-hours clubs
Territorial restrictions may apply

For more information, please contact:

Anna Elliott
Underwriter
[email protected]
865-425-7383

More Personal Lines carriers are now eligible!

The AUI Advantage Rewards Card is a re-loadable Global Cash Visa Card. Agents can earn $10 for every New Business Bind for Workers' Compensation, Commercial Specialty and Brokerage Policies. Some carrier exclusions apply for Personal Lines. Eligible policies must be submitted within 60 days of the effective date. Once the agent has registered for the new program through the Agent Portal, $10 will be loaded on to the card within 24 hours for every eligible policy they enter into the system. The AUI Advantage Rewards Card may be used anywhere Visa is accepted.

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Contact Marketing for questions at[email protected] or at 888-376-9633, ext. 2008.

9 year(s) ago

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Ashley Fuerstenberg, AmWINS Underwriting - Catlett, VA 20119

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4 Verified Reviews - 5 of 5.0

Ashley Fuerstenberg, AmWINS Underwriting - Catlett, VA 20119

Reputation: 4666 - Total posts: 403

Hi Carla,

Thank you for using CompleteMarkets!

I'm happy to let you know that I did a market search and was able to find several companies that we work with who can help you with this risk. I have included a link to a multi-submit contact form below; this will request a quote form each company and you will only need to fill out this form once.

When you fill out the submission form please be sure to include any attachments you have that can provide these companies with more information about your insured. This will help the quoting process go faster.

Please click here to fill out the mu;ti-submit contact form! Do not hesitate to reach out to me with any questions you have.

9 year(s) ago

This content has not been rated yet.

Ask Your Peers Night Lounge Coverage