I have a challenging risk. He picks up completed taxidermy and delivers it to the hunter. He currently uses 2 large pickups and 3 28-32 foot trailers.

I currently have him with Progressive. Since we issued the policy, the premium has increased $8500. That was once underwriting got a firm grasp on what was required.

Now having had all of that settle out, I would really like to shop the coverages and see if we can decrease his premium at all.

I've attached a pdf with the current coverages. I want to compare apples to apples, so if you can provide a quote please match the coverages currently in place.

I sure hope that someone can help me help my client.

Brian Cogan
Asset Financial & Insurance Services

Why don't you try a package with standard markets in your state to cover his GL exposures as well as just the auto?...and maybe cargo cover also.

I am curious why Progressive is having a hard time with this one? Is it the cargo coverage? Is it also because these trailers might have reefers? If cargo, then I would look at a separate policy.