I had a daycare operator call me seeking GL coverage. The business had 2 incidents, both by the same employee. The state came out and made recommendations which were updating the employee handbook, more training of employees, and cameras in the building. The employee was released and the business is currently shut down because they have no coverage. When the carrier providing coverage found out about these incidents they non-renewed. Have not found any company willing to look at this. Anybody have an idea where to go?