Log in or register to participate in this discussion.

Ask Your Peers  Homeowner/Fire Policies 


Lars Eilenfeld, Eilenfeld Insurance Services - Las Vegas, NV 89130
Reputation: 35 - Total posts: 5
Bookmark and Share
For Independent Agents only. Need suggestions on a company to appoint with that has a good homeowners product at a reasonable price. Have tried ASI, some MGA's who write through Safeco and Chub, and American Modern, all are 2-3x higher than the current market.
8 month(s) ago
This content has not been rated yet.

Allen Shiu, Ck Specialty Insurance Associates, Inc. - San Francisco, CA 94108
Reputation: 334 - Total posts: 36
Bookmark and Share
Hi Lars! I appologize for jumping in. But, I represent a boutique wholesale firm that is very successful in finding solutions for homeowners that do not qualify with the standard markets. In addition to having our own pen, we have multiple markets we can go to. You can reach me at (415) 999-0207 or my email at Allen.shiu@ckspecialty.com.
8 month(s) ago
This content has not been rated yet.

Matthew Gehrman, CityScape Insurance LLC - Mesa, AZ 85210
Reputation: 1314 - Total posts: 180
Bookmark and Share
Lars,

Who's the incumbent carrier? Most of the markets have been taking rate and it's only a matter of time before rates across all carriers start to increase. Only other suggestion would be to check out Travelers, they seem to have aggressive rates if you fit within their small appetite much like MetLife.

Good Luck!
8 month(s) ago
This content has not been rated yet.

Ashley Fuerstenberg, AmWINS Underwriting - Catlett, VA 20119
Reputation: 4666 - Total posts: 403
Bookmark and Share
Hi Lars,

Thank you for using CompleteMarkets!

Based on the information you provided I may have found 2 companies that can help you with this. Please Click Here to fill out a short multi-submit contact form and if you have any accords/apps please include them in with your submission. 

You only need to fill this form out once and the Underwriters/Program Managers will be in touch with you. 

Feel free to reach out to me with any questions you have!
8 month(s) ago
This content has not been rated yet.

Martin Burlingame, Commercial Insurance Group Llc - Colorado Spgs, CO 80960
Reputation: 382 - Total posts: 65
Bookmark and Share
Hi Lars -
We run bigfoot.insure and have then pen on a CA homeowner program (E&S) as well as a Western States program (E&S). We do have some admitted carriers as well. So far we're sitting at a 43% bind ratio and pricing has been really good. We can do Vacant, Short term rental, Annual rental, primary, secondary, Owner occupied with rental. In house to $1M coverage A in CA, 750k in All other western states, $2M total TIV

Liability Excluded, 100k, 300k, 500k, 1M, 2M, 3M, 4m, 5m

12% commission to independent agents

NO ACORDS

Martin Burlingame
www.bigfoot.insure
719-476-0104
martin@cig-llc.biz
8 month(s) ago
This content has not been rated yet.

Scott, Marindependent Insurance Services LLC - Mill Valley, CA 94942
Reputation: 578 - Total posts: 22
Bookmark and Share
Wow, Chubb and American Modern in the same sentence...Interesting Stuff.

Looks like you are in Nevada.
Bigfoot is a solid product, I agree with Martin.
Have you tried Travelers. Possibly through OLI?

Metlife is also a consideration.
8 month(s) ago
This content has not been rated yet.

Lars Eilenfeld, Eilenfeld Insurance Services - Las Vegas, NV 89130
Reputation: 35 - Total posts: 5
Bookmark and Share
Thanks Everyone
8 month(s) ago
This content has not been rated yet.

Log in or register to participate in this discussion.