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What is 4H Clubs Participant Accident Insurance? 4H Clubs Participant Accident Insurance is... confirm the effective date on your insurance documents. Still have questions? Talk to a local insurance expert.

... - 4H fair insurance ...C, TN, TX, VA, WV Nick.Pentsos@kandkinsurance.com 260.222.1864

Managing General Agency Program from Mid Valley General Agency, LLC At Mid Valley General Agency, LLC, we take a service-first approach to underwriting. As a Managing General Agency (MGA), we provide retail agents and brokers with access to top-tier carriers and expert underwriters who specialize in surplus lines and hard-to-place commercial property and casualty risks. Our underwriting team brings years of real-world experience and technical training to each submission. We understand the challenges agents face when placing complex or non-standard risks, and we work as your partner to find competitive solutions quickly and efficiently. Whether you're looking to place a risk in one of our in-house programs or need help with a unique classification, our team is ready to assist. Ideal Accounts and Appetite We are well-positioned to support agents with a wide range of surplus lines placements, including but not limited to: Contractors with prior claims or unusual operations Lessors risk only (LRO) properties with vacancy or older construction Bars, taverns, and hospitality risks with liquor exposure Manufacturers and distributors with higher product liability risks Artisan trades and specialty service providers We understand that not every account fits into a standard box. If you have a tough-to-place risk, we're happy to take a look and offer guidance or alternatives. Coverage Highlights and Advantages By working with Mid Valley General Agency, you gain access to a broad set of coverage options through our carrier relationships with Scottsdale, National Casualty, Evanston, and Markel International. Depending on the specific account and jurisdiction, we can offer both admitted and non-admitted solutions. This flexibility allows us to respond to a wide variety of coverage needs and risk profiles. Highlights of working with our MGA program include: Customized underwriting for surplus lines and specialty risks Quick response times and responsive service Access to financially strong carriers with diverse appetites Assistance with program placement or one-off risks Underwriting Notes We review each submission in detail to determine the best possible placement. While we do not list a specific minimum premium, we work with a range of accounts and can discuss requirements based on the risk profile and carrier appetite. Submissions with complete applications, loss runs, and supplemental details are prioritized for faster turnaround. Territories and Availability Our Managing General Agency program is currently available to agents and brokers in the following states: Idaho (ID) Oregon (OR) Washington (WA) We continue to expand our capabilities and look forward to helping agents across the Pacific Northwest place challenging commercial risks. Why Work With Mid Valley General Agency? Our commitment to service sets us apart. We don’t just quote — we collaborate. You’ll work with underwriters who take the time to understand your account and offer practical solutions. With strong carrier relationships, deep market knowledge, and a responsive team, Mid Valley General Agency is a partner you can rely on for your surplus lines business. Frequently Asked Questions What types of accounts are a good fit for this Managing General Agency program?This program is ideal for surplus lines risks such as contractors, vacant or older commercial properties, hospitality businesses with liquor exposure, and specialty manufacturers or distributors. Which carriers do you work with?We have access to leading surplus lines carriers including Scottsdale, National Casualty, Evanston, and Markel International. Is this program available in my state?Currently, the program is available in Idaho, Oregon, and Washington. We focus on serving agents in the Pacific Northwest. Do you offer both admitted and non-admitted options?Yes, we offer both admitted and non-admitted solutions depending on the risk and the carrier's availability in the given state. What information should I include with my submission?Include a completed application, current loss runs, and any relevant supplemental forms. The more complete the submission, the faster we can respond. Need help placing an account? Connect with a market specialist.