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Mercator Risk Services specializes in writing classes of products liability business that are not easily placed in the standard insurance market due to their complexity, high hazard or unusual nature. We specialize in: Hard-to-place products New products Companies that have had claims Companies going through change, such as a sale Companies experiencing rapid growth Mercator Risk provides products liability coverage on a wide range of specialty lines accounts, on either an occurrence or claims made basis. Claims made coverage is necessary for the highest hazard products and provides lower premiums, which is particularly beneficial to new companies in a start up phase. We also consider discontinued products and tail coverage, but this has become much more difficult to place in the current market. For more information, please call (860) 527-9717 or send an e-mail to [email protected]. You can get additional information on the products, insurance applications, and Specialty Lines insurance information on our Web site www.mercatorselect.com.

Are you a retail customer needing basic hardware for small DIY repairs? Are you a contractor in need of supplies and materials for the job you are working on? There is one place that can services both retail customers and contractors to meet their needs; a hardware store! Hardware stores are designed with multiple specialty departments to services the various needs to customers and local businesses. Additional Services Offered: • Computer Paint Matching • Keys Duplicated • Lock Re-Keyed • Power Tool Service and Repair • Pipe Cutting and Threading • Cutting and Ripping Lumber • Special Orders • +Much More Hardware stores provide services to others and help them protect their businesses or fix safety hazards in their homes, but who protects the hardware store itself? This type of business has unique exposures every day that must be addresses with the right type of insurance. If a customer falls and gets injured walking down an isle or if an employee is injured while cutting and ripping wood for a contractor; the business is responsible. These devoted business need to make sure that they have a Hardware Store Insurance policy that will be just as devoted to them to ensure the business is protected. To make sure that hardware stores have a full coverage policy put in place, there are multiple types of coverages needed so it’s an all in one policy. American Lumber Underwriters is here to help! Insurance Coverage Offered: • General Liability Insurance • Workers Compensation • Professional Liability • Business Owners Policy • Umbrella • Auto Liability • Property As the Managing General Underwriter for five insurance carriers, we have a lot of flexibility and options when it comes to the complex needs in this industry and we have the all lines solutions to meet those needs. To learn more about our Hardware Store Insurance market please give us a call today or send us an email.