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Are you a retail customer needing basic hardware for small DIY repairs? Are you a contractor in need of supplies and materials for the job you are working on? There is one place that can services both retail customers and contractors to meet their needs; a hardware store! Hardware stores are designed with multiple specialty departments to services the various needs to customers and local businesses. Additional Services Offered: • Computer Paint Matching • Keys Duplicated • Lock Re-Keyed • Power Tool Service and Repair • Pipe Cutting and Threading • Cutting and Ripping Lumber • Special Orders • +Much More Hardware stores provide services to others and help them protect their businesses or fix safety hazards in their homes, but who protects the hardware store itself? This type of business has unique exposures every day that must be addresses with the right type of insurance. If a customer falls and gets injured walking down an isle or if an employee is injured while cutting and ripping wood for a contractor; the business is responsible. These devoted business need to make sure that they have a Hardware Store Insurance policy that will be just as devoted to them to ensure the business is protected. To make sure that hardware stores have a full coverage policy put in place, there are multiple types of coverages needed so it’s an all in one policy. American Lumber Underwriters is here to help! Insurance Coverage Offered: • General Liability Insurance • Workers Compensation • Professional Liability • Business Owners Policy • Umbrella • Auto Liability • Property As the Managing General Underwriter for five insurance carriers, we have a lot of flexibility and options when it comes to the complex needs in this industry and we have the all lines solutions to meet those needs. To learn more about our Hardware Store Insurance market please give us a call today or send us an email.
Veracity Insurance has a special program to cover Discontinued Products Liability, one of the best ways to cover exposures arising out of mergers, acquisitions, and business discontinuations. Many companies who previously distributed or manufactured products forget that even their discontinued products can still lead to liability issues for many years after production. With Veracity's Discontinued Products Liability program, companies can be sure that their past won't disrupt their future, whatever that might be, through isolating the exposures to discontinued products. Our policies can be tailored for any type of business or product, so call us today to talk about your options.