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Medical Professional Insurance J.M. Wilson offers Medical Professional Insurance with an A- rated (or better) Carrier! Coverages available include Professional Liability, General Liability, Errors & Omissions, Employment Practices and Property. Additional optional coverages include Sexual Abuse, Defense outside the limit, Incident claim trigger, Employee Benefits Liability, Non-owned auto and Employed Physicians. See below for a list of sample classes, special features and coverages! Features of the Medical Professional Insurance Program: Includes individual health care providers and facilities (some exclusions apply) Coverage is written on a Claims-made basis for PL and Claims-made or Occurence for GL, with prior acts if needed Primary Limits up to $5 million per accident and $7 million aggregate. Deductibles start at $0 Low Minimum Premiums Blanket Additional Insureds Primary wording for Additional Insureds Waiver of Subrogation Coverages of the Medical Professional Insurance Program: Sexual Abuse Professional Liability Errors & Omissions Employment Practices General Liability Non-owned Auto Liability Sample Medical Professional Classes: Acupuncturist Adult Day Care Aesthetician Alcohol & Drug Rehabilitation Ambulance Services (non-emergency) Audiologist Birthing Center Blood Services - Blood Bank / Plasma Lab Case Management Chiropractor Clinics Consultants - Medical Care Provider Consultants - Safety Counseling - Outpatient / Psychiatric / Pastoral / Social Services CRNA Dental Diagnostic Imaging & E-Ray Diagnostician Dialysis Center Drug / Alcohol Abuse Rehab - Outpatient Drug / Alcohol Screening Durable Medical Equipment Rental EKG Employee Assistance EMT- Ambulance Exams - Physical Assessments Group Homes Health & Fitness Center Health Care Consultants Health Care Staffing Health Screening Hearing Therapist Home Health Agencies Home Health Aide Hospice Hospital Hyperbaric Services Imaging Lab / Technician Lithotripsy Locum Tenens LVN/LPN Martial Arts Instruction - Adult Massage Therapy Medical Administrator Medical Arts Schools Medical Clinic Medical Director Medical Lab Technician Medical Personnel Services Medical Review Officer Medical Student Mental Health Clinics Mental Health Technician Mortician Naturopath Nurse Nurse Midwives Nurse Practitioner Nurse Staffing Agencies Nurse's Aide Nursing Home Occultists Occupational Therapy Assistant Optical Establishments Optical Goods Stores Optometrist Organ / Tissue Paramedics / EMT's - non-transport Pastoral Counselor Pharmacy Phlebotomist Physical Therapists Physicals / Stress Tests Physician / Surgeon Assistant Physician Assistant Physicist Prefusionists Prosthetics / Orthotics Psychiatric Social Worker Psychologist Public Access Defibrillator Radiation Therapy Technician Registered Nurse Rehab Facility Respiratory Therapist School Social Service Agency Social Worker Speech-Language Pathologist Surgery Center Surgical Assistant Surgical Technician Surgicenter (anesthesia or no anesthesia) Technicians Telephone Help / Referrals - Crisis Hotline Testing Services Therapy Trainers - Athletic / Fitness Ultrasound Technician Utilization Review Veterinarian X-Ray Technician And More!