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Let ABERDEEN assist your marketing and sales efforts on a wide range of accounts that include amusement devices, car, truck & motorcycle dealers, chemical applicators, environmental consultants & contractors, EPLi, equipment floater, fire suppression contractors, garage operations, home inspector, liquor liability, mold, railroad protective, repossessors, restaurants, security guards, social services, special events, specialty contractors, technology, telecommunications, vacant building, valet parking, apartments, just to name a few. Additional information on coverage we specialize in are listed below: Workers Compensation Territory: PA, NJ & MD Apartment Houses Property and Liability Package or Mono-Line Artisan Contractors Including Roofers, Tree Trimmers Janitorial, Alarm Installation Grading of Land Restoration Contractors GENERAL CONTRACTORS ACCEPTED Assisted Living/Long Term Care Property, Liability and Professional Package Bars, Taverns & Restaurants Property, Liability & Liquor Package or Mono-Line Environmental Liability Program Contractors, Site, Consultants Liability, On-Line Rating Garage Coverage Auto Service Centers, Auto Body, Used Car, Truck, Motorcycle & Recreational, Towing & Repossession Property, Liability, DOL, GKLL, C/AUTO Package or Mono-Line IT Professional Liability Professional Liability specifically designed for the IT Professional Limits to $10,000,000 Territory is Worldwide Residential Construction, Nec Residential Home Builder and/0r Developers Property, General Liability & Inland Marine Package or Mono-Line Special Events Including Liquor Liability Cultural, Fund Raising, Weddings, Dance Recitals, Reunions, etc Limits to $1,000,000 with unlimited aggregate Quotes within 24 hours

... Adoption agencies Agricultural co-ops Chambers of commerce ...cal clubs Quasi-governmental organizations Select homeowner and condo associations Senior care organizations Social service providers ...

No matter where your customer is located, Phoenix Risk Management can provide you with a stand - alone Workers' Compensation Insurance solution. We Offer a Variety of Products including: Guaranteed Cost Plans Deductible Plans/Loss Sensitive Plans Self-Insurance - Groups & Individuals Captive Programs Minimum premiums starting at $500.00 Special Issues Mid-term cancellations Lapses in coverage New ventures PRM provide's independent retail agents access to hundreds of Workers' Compensation Insurance classifications through multiple A rated carriers: Send Submissions to: submissions@phoenixrmis.com Submissions should include: Signed ACORD Application Supplemental Application Loss run information (current year plus previous four years preferred) valued within (90) days of effective date Aggregate payroll history to match loss years Contact us today for all your Workers Compensation Insurance risks!

Insurance for Nonprofit Organizations and Clubs All Risks has coverage options for Nonprofit Organizations and Clubs Insurance including civ...s take care of all your Nonprofit Organizations and Clubs Insurance risks!

Your workers compensation insurance solution for artisan contractors Utah Business Insurance Company (UBIC) Offers competitive A-rated workers compensation markets in AZ, ID, NV and UT for artisan contractors. Underwriting guidelines Premiums starting at $1,500 Minimum 3 employees other than owners/officers New ventures okay with proven prior experience in the same industry Experience mod no higher than 1.5 Work perform above 30 feet (refer to underwriter) Guaranteed cost only Monthly Self Reporting available All accounts are pre-inspected prior to binding. Artisan Contractors Workers Compensation Insurance

· Available in most states · No code restrictions - minimum $250K in payroll in governing class cod - will quote as low as $2K min. premium - loss ratio 40% -60% last three years · Pay as you go payroll reporting · New ventures acceptable · Deductible program available - starting as low as $1,000 per claim - no collateral requirements on deductibles under $10,000.00 · National “A” rated carrier · No financials required · No deposits required - the deposit covers the first month payroll report · Staffing Companies: $15K min. premium with a mandatory deductible · Trucking Companies: $25K min. premium with no owner operators · Trucking Companies: $50K min. premium for those up to 15% owner operators

Your workers compensation insurance solution in Utah, Arizona and Nevada Utah Business Insurance Company (UBIC) offers admitted workers compensation markets in AZ, ID, NV and UT. UBIC combines specialized workers compensation insurance underwriting expertise, exceptional service and safety awareness to offer solutions for your client’s toughest exposures. We underwrite each account individually based on its own risk characteristics. We can consider a broad spectrum of accounts because we are not template underwriters. Underwriting guidelines Premiums starting at $1,500 Experience mod no higher than 1.5 Work perform above 30 feet (refer to underwriter) Guaranteed cost only Monthly Self Reporting available All accounts are pre-inspected prior to binding Targeted industries Artisan Contractors Construction Roofers Restaurants Janitorial Services Most four-wall exposures Municipalities with less than 10% police and fire exposure Transportation

Your workers compensation insurance solution for restaurants Utah Business Insurance Company (UBIC) Offers competitive A-rated workers compensation markets in AZ, ID, NV and UT for restaurants. Underwriting guidelines Premiums starting at $1,000 Experience mod no higher than 1.5 New ventures and risks with lapse in coverage are acceptable Restaurants with 24 hours exposure ineligible Accounts coming out of PEO are eligible Guaranteed cost only Monthly Self Reporting available Restaurants Workers Compensation Insurance

Catastrophe is inevitability. Because millions are on the line, more brokers and agents turn to Midlands for world-class Excess Workers’ Compensation coverage. As one of the leading providers in the nation, for more than 25 years, Midlands has a proven track record of success from underwriting and policy service to claims and risk management. Turn to the Excess Workers' Compensation experts for comprehensive and industry-leading coverage and innovative services. Program Highlights:• Minimum Premiums Individual: $50,000 • Minimum Premiums Groups: $100,000 (includes pools, trusts & associations) • Employer’s liability: up to $5,000,000 in limits • Aggregate coverage available • Minimum specific retention $350,000 2-stories, long-haul trucking • Claims management: flexible to work with most TPAs including self-administration • Limits up to statutory • Flexible premium payment plans Policy Form Notes:• Broad coverage form utilized • Claims expense (ALAE) - erodes SIR & Limit • Voluntary compensation available • TRIA included • Other states coverage availableServices Available:• Risk Management: Our approach integrates clinical resources and business intelligence to deliver superior and measurable results. Includes but not limited to: training, comprehensive loss analysis, hazard assessment, accident investigation • Claim Management: best outcomes via proven claims management processes, including the catastrophic and complex Preferred Classes:• Transportation • Public Entities • Special Districts • Utilities • Auto Dealers • Contractors • Financial Institutions • Schools • Healthcare • Religious Institutions • Retail • Agriculture • Hospitality • Specialty Artisans • Machine Shops • Wholesale • Manufacturing • Other classes considered

Claims Made Defense Costs Duty to Defend Broad Definition of Professional Services 2 Way Optional Extended Reporting Period Full Prior Acts Coverage Available