https://completemarkets.com/company/usrisk/Hard-to-Place-Workers-Compensation-Insurance/
U. S. Risk Insurance Group, Inc. is a specialty lines underwriting manager and wholesale broker headquartered in Dallas, TX. Operating 16 domestic and international branches, it offers a broad range of products and services through its affiliate companies, which include U.S. Risk Underwriters, U.S. Risk Brokers, Oxford Insurance Brokers Ltd.(London), Advocate Reinsurance Partners, James Hampden International, Abraxas and Unisource Program Administrators.
https://completemarkets.com/company/tennant/consultants-professional-liability-(eo)/
https://completemarkets.com/company/airisk/Miscellaneous-Professional-Liability/
Key Risk Groups:
Current ProgramConnect Products: Insurance agents and brokers, real estate agents and brokers, employment agencies, executive recruiters, search firms, temp and temp-to-hire firms, medical billing service firms, claims adjusters, examiners, mortgage brokers, answering services/alarm monitoring companies, convention/tradeshow arrangement service providers, court recorders/stenographers, information retrieval services, interior designers/decorators/space planners (non-structural), land surveyors, management consulting of market appraisal and feasibility studies, marketing consultants/researchers, mailing service providers, medical information service providers, notaries, paging services, printers/printing firms (non-financial), public relations firms/consultants, publishers, telemarketing firms, non-medical testing labs, other non-financial consultants, travel agents.
Coverage:
For miscellaneous classes: Miscellaneous Professional Liability ("claims-made" form) with the flexibility of coverage amendments tailored for specific classes
Current ProgramConnect Programs: Insurance agents/brokers, real estate agents/brokers, employment agencies/executive recruiters/search firms/temp and temp-to-hire firms, medical billing service firms, claims adjusters/examiners, mortgage brokers
For P&C insurance agents/brokers: Professional Liability ("claims-made" form) features broadened definition of "named insured" and includes coverage for first dollar defense. Defense is in addition to the limits of liability. Coverage for disciplinary proceedings is under a separate limit of liability. Coverage also applies to professional services rendered over the internet.
Minimum Premium:
Typically starts at $2,500, depending on the state, limits and coverages selected and classification of risk (may vary depending on specific state and class).