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U. S. Risk Insurance Group, Inc. is a specialty lines underwriting manager and wholesale broker headquartered in Dallas, TX. Operating 16 domestic and international branches, it offers a broad range of products and services through its affiliate companies, which include U.S. Risk Underwriters, U.S. Risk Brokers, Oxford Insurance Brokers Ltd.(London), Advocate Reinsurance Partners, James Hampden International, Abraxas and Unisource Program Administrators.

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Underwriting Solutions of America, Inc Are you tired of placing a client with a "PEO" or "self-insured" program only to later be hit with hidden fees, a loss of a mod and poor communication? We have the solution for you! Underwriting Solutions of America's is the preferred PEO vendor of Insurance agencies Nationwide. No upfront or audit premiums Pay as you go Little to no money down Fast and easy start-up Eliminate the need for State Pools or State Fund Residual commission above industry average High Risk High mods (no mod is too high) Creative Deductible Programs Guaranteed Cost programs Steel erectors Roofers USL&H Trucking Logging Bridge construction Staffing If it is tough to place then it is perfect for us! Download USA Agreement Here Underwriting Solutions of America's - programs depending on the state regulations are commonly written on MCP (multiple coordinated policies) and report to the bureau twice a year. Underwriting Solutions of America follows strict state regulations and fully discloses any and all costs at the time of quoting. Our programs are designed to assist your client by bringing down their mod, losses and overall costs. We find that educating the insured and assisting them with bringing down their costs turns them into a very happy long term client. Our agency partners utilize our programs mainly due to the customer service and our ability to find the perfect fit for their clients. Underwriting Solutions of America will work hand in hand with your agency when quoting, enrolling and servicing new clients. Success – We see our greatest success with mods over 1.35 and hard to place class codes. Our PEO programs carry a million dollar deductible layer with the carrier which is how they can be extremely competitive. We can offer guaranteed cost and low deductible options starting at $500 per occurrence to larger deductible options. Click on our USA Partner Agreement or call today and speak to one of our appointment specialists and partner with a company that works in an intense but enjoyable environment that still holds true to its common sense approach to underwriting risk. Currently operating in all states For more information on competitive quotes and or information regarding Underwriting Solutions of America please visit our website at www.usa4insurance.com

A Self-Insurance program is based on a decision to retain risk rather than to insure it. It differs from traditional insurance in that a plan to pay for losses as they occur is needed. A self-insurance program may be funded from operation cash balances or through systematic payments into a special reserve fund. The motivation for becoming self-insured is usually driven by the desire to reduce costs. However, the most important benefit may be the essential control over claims administration and safety and loss control efforts gained by a self-insurer. CaitlinMorgan Insurance understands the decision to implement a self-insurance plan is one which requires extensive review of the client's needs and an honest look at potential disadvantages. In addition, self-insurers must make separate arrangements for claims handling and other services, and satisfy state surety bond requirements. With our years of experience managing self-insurance plans, CaitlinMorgan can guide you through the complex process of analyzing, evaluating, and establishing a successful self-insurance program. Individual Self Insurance - Worker's Compensation Solutions Contact: Gerry Dumke P: (800)723-7475, Ext. 280 gerry.dumke@caitlin-morgan.com

At tKg Comp our professional and experienced staff is equipped with nationwide product knowledge, long-term company relationships and workers' compensation expertise that is second to none in the wholesale market. Our results oriented focus is to find you the best market available for all of your workers' compensation clients while at the same time providing you with a world class level of service.

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