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Northern States Agency, Inc. (NSA), founded in 1953, is a general agency located in St. Paul, Minnesota. With over 50 years of experience, we have gained in-depth knowledge and understanding of a wide variety of insurance coverages. Utilizing this knowledge, we are able to provide you with timely and professional service for insuring your risks, especially those hard-to-place risks. NSA utilizes various markets to provide many types of insurance coverages, including: Commercial Auto Insurance Garage and Dealer exposures Excess Automobile Liability General Liability Umbrella/Excess Liability Directors' & Officers' Liability Employment Practices Liability Miscellaneous Professional Liability Errors & Omissions Property and Inland Marine Our underwriters work with thousands of independent insurance agents in eight states in the upper Midwest - Minnesota, Wisconsin, Iowa, South Dakota, North Dakota, Nebraska, Michigan and Illinois. NATIONWIDE: Auto fleets of 10 or more power units; Excess AL and Excess AL & GL

Professional Liability Insurance Program Brokerage Corporation (PBC) is the go-to-source for producers seeking excellent Professional Liability Products and service for their existing accounts and prospects. Our Professional Liability division specializes in the following insurance products: - Directors' & Officers' Liability - Employment Practices Liability (All Industries) - Miscellaneous Professional Liability (Consultants, I/T, Staffing, etc.) - Specified Professional Liability (Accountants, Lawyers, - Insurance Agents/Brokers, Title Agents etc) - Architects & Engineers - Real Estate D&O and Professional Liability (Condos, Coops, Apartment Buildings) - Media & Publishers Liability - Medical Professional - Liability (Specified Medical & Miscellaneous Facilities) - Financial Institution Management & Professional Liability (Banks, Investments - Advisors, Insurance Companies, Hedge Funds, etc.) - Crime/Fidelity (Focus on the accounts with recent claim activity) - Kidnap & Ransom Products are targeted at the small to mid-sized customer although we can work on any size account. All industries may be accommodated. For more information, please contact: Mike Morales Phone: 212-338-2924 Email: mmorales@programbrokerage.com Shawn Flanagan, RPLU Phone: 484-344-4647 Email: sflanagan@programbrokerage.com Rich Bova Phone: 212-338-2937 Email: RBova@programbrokerage.com

We offer Architects & Engineers the following coverage features: Definition of professional service includes engineering, architecture, construction management and environmental consulting. Offerings can include cyber liability, pollution liability and an option for first dollar defense BI/PD coverage offered for claims in connection with A&E Professional and A&E Pollution Independent contractors can be covered A territory of claims that could occur anywhere in the world Innocent insured and mediation credit coverage offered An aggregate deductible endorsement available Innocent insured and a blanket waiver of subrogation offered Very, very competitive premium rates

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