https://completemarkets.com/company/AmWINSUnderwriting/Apartment-HOAs-Commercial-LRO/
For more than 20 years, SPFM (an Amwins company) has provided creative package insurance solutions for property owners and managers of commercial and residential real estate, including apartments, HOAs, mixed-use, and commercial LRO through the Specialty Insurance Advantage (SIA) program.
The underwriting team at SPFM has the product expertise to provide customized rates for small to mid-sized accounts as well as the flexibility to underwrite and price risks on a subjective basis, while still providing broad coverages.
Target Clients:
Any size account in AZ, CA, CO, NV, OR, UT and WA
Coverages:
Property
General Liability
Premises Environmental Liability
Umbrella
Limits:
$750,000,000 Blanket Limits for Property, with dedicated limits for HOAs
$1,000,000/$2,000,000 per occurrence, per location in the aggregate for GL
$250,000 per loss per location/$250,000 aggregate per location with a $25 million program aggregate for premises environmental liability
$5,000,000 to $25,000,000 per occurrence/aggregate for umbrella
Requirements:
Five Year Loss History running 50% or less
Risks with water damage claims subject to underwriting review
Supplemental Application Requirements: Yes
Program Differentiators:
Consolidate multiple properties on a schedule with the same renewal date and uniform coverage
Built-in blanket limits and no coinsurance, margin clause or statement of values endorsement
Valued-added services including claims handling and lender servicing
Admitted paper on the Primary Property layer is beneficial when dealing with lender requirements and complicated escrows
SPFM provides all back-room service when it comes to lender changes and certificates of insurance as it relates to bind orders, new business and/or re-financing
https://completemarkets.com/company/grandgeneralagency/recycling-insurance/
...glass, rubber and electronics, and automobile dismantling.
Our Recycling Ins...ofessional Liability
Site Pollution
Auto (In some cases)
Excess / Umbrella
...