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Insurance for automobile and truck agencies that rent vehicles on a daily basis can be difficult to place. Although the term ”daily" is used, these agencies can rent vehicles for up to six months at a time. These businesses cannot be underwritten in the traditional way because the driver (the number-one cause of accidents) is an unknown. The types of vehicles rented, qualification requirements for drivers, prior loss experience, and underlying insurance requirements in the rental contracts must be examined carefully when writing this class.
GMI has been a premier writer of Commercial Auto insurance since 1980. In the beginning, Norman Trudel focused GMI solely on the Auto Rental segment of the transportation industry.