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MANUFACTURERS & DISTRIBUTORS INSURANCE Comprehensive Solutions from Ck Specialty Insurance Ck Specialty Insurance Associates, Inc. offers a tailored Manufacturers & Distributors Insurance program designed to meet the complex needs of businesses involved in manufacturing, importing, and distributing a wide range of products. As a Western-based, family-owned MGA and Surplus Lines Broker, Ck Specialty provides retail insurance agents with access to a broad array of A-rated carriers, including domestic and London-based markets. This program is ideal for agents seeking comprehensive coverage solutions for manufacturing and distribution clients operating in Idaho, Washington, and Nevada. With in-house binding authority and access to over 40 markets, Ck Specialty delivers speed, flexibility, and expert underwriting for hard-to-place or specialized risks. Target Classes and Appetite This program has a wide risk appetite, including but not limited to: Machinery & Equipment Chemicals, Pharmaceuticals, & Neutroceuticals Medical Devices & Ingestibles Electronics & Automotive Parts Clothing, Cosmetics, & Infant/Child Products Food & Beverage Products Wood, Metal, and Tough Products Animal-Based Products and E-Cigarettes/Vaporizers Whether you have a client manufacturing medical-grade electronics or distributing imported cosmetics, this program can accommodate a variety of niche product lines and industry segments. Coverage Highlights and Options Ck Specialty’s Manufacturers & Distributors program includes a robust suite of coverages to address the full spectrum of liability and regulatory exposures: General Liability (including Product Liability) Excess Liability Property Professional Liability (E&O) Directors & Officers (D&O) Employment Practices Liability Pollution Liability These coverages are designed to protect clients across their operations—from production and packaging to distribution and post-sale liability. Program Features and Underwriting Minimum premiums starting at just $500 All carriers are A-rated or better In-house binding authority for faster turnaround Access to 40+ domestic and international markets Flexible underwriting for unique or emerging risks This non-admitted program is particularly well-suited for accounts that may not fit into standard markets due to product type, distribution channels, or previous claims history. Territorial Availability This program is currently available to retail agents and brokers placing business in the following states: Idaho (ID) Washington (WA) Nevada (NV) Agents in these states can leverage Ck Specialty’s local market knowledge and long-standing carrier relationships to secure competitive solutions for their manufacturing and distribution clients. Why Partner with Ck Specialty? As a trusted partner to retail brokers, Ck Specialty Insurance is committed to opening new market doors and helping you place hard-to-insure business. With deep expertise in manufacturing and distribution risks, flexible underwriting, and access to a wide range of top-tier carriers, they make it easier for you to secure the right coverage for your clients—quickly and efficiently. If you're working with a client who manufactures custom machinery or imports niche consumer goods, Ck Specialty can help you find the right market at the right price. Ck Specialty Insurance: Opening market doors…for you. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for manufacturers, importers, and distributors of products such as electronics, chemicals, medical devices, clothing, cosmetics, and more—including niche and hard-to-place risks. What is the minimum premium for this program?The program offers minimum premiums starting at $500, making it accessible for a wide range of small to mid-sized accounts. Is this program available in admitted markets?No, this is a non-admitted program offered through numerous A-rated carriers, including London and domestic markets. What states is this program available in?This program is currently available in Idaho, Washington, and Nevada. Can I submit accounts with challenging or unusual product lines?Yes, Ck Specialty has a flexible underwriting approach and a broad appetite that includes ingestibles, e-cigarettes, and other tough-to-place product types. Need help placing an account? Connect with a market specialist.