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Overview — Roundstone Livery Program Roundstone’s Livery program is an admitted commercial auto liability solution designed for limousines, black car services and the taxi industry. The program bundles core transportation exposures — automotive liability and physical damage — with complementary coverages agents often need for these classes: general liability, garage liability, garagekeeper’s legal liability, excess/umbrella liability and property coverage. Offered through Roundstone’s admitted, captive platform, this program is positioned for agents placing chauffeured and for-hire passenger transportation risks across the country. Ideal Accounts and Appetite Chauffeured black car and limousine fleets (small to mid-sized operations) Traditional taxi operators and medallion fleets Operators that also maintain a repair or dispatch facility and need garage/garagekeeper protections Accounts seeking admitted paper with coordinated auto and liability limits Roundstone typically looks for operations with documented driver hiring and training practices, reasonable vehicle age and maintenance programs, and stable loss histories. Risks with routine business-to-business contracts, airport service routes, and scheduled chauffeured work often fit well. High-hazard uses — such as emergency medical transport, heavy-duty hauling, or operations that handle hazardous materials — are not primary targets for this program. Coverage Highlights and Advantages Automotive Liability: Primary coverage for third-party bodily injury and property damage arising from for-hire passenger operations. Physical Damage: Comprehensive and collision options to protect fleet vehicles, with flexible deductible choices. General Liability: On-premises and operations coverage to complement auto liability for passenger exposures. Garage & Garagekeeper’s Legal Liability: Designed for livery operators who perform vehicle servicing, maintenance or store customer vehicles. Excess/Umbrella: Additional limits over the primary auto and general liability layers for catastrophic losses. Property Coverage: Covers physical assets such as dispatch offices, maintenance shops and business personal property. The integrated package reduces gaps between auto and premises exposures and simplifies billing and policy administration by keeping coverages within a single admitted program. Underwriting Notes Submit current loss runs (typically 3–5 years), driver lists with MVRs, vehicle schedules and an explanation of operations/dispatching. Underwriters evaluate fleet size, vehicle age, driver screening and training, hours of operation, and primary service routes (e.g., airport vs. local street service). Remedial requirements may include driver safety programs, telematics installation, or specific maintenance documentation for certain accounts. Because this program is admitted and carrier-appointed in all available states, paperwork and endorsements will follow admitted market rules for each jurisdiction. Territories and Availability Roundstone’s Livery program is available in all listed states and the District of Columbia: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Coverage is placed on admitted paper with carriers appointed to write in those states. Why Work With Roundstone on Livery Business? Specialized program underwriting focused on chauffeured and taxi-class exposures. Admitted solutions across a broad territory simplify compliance and claims handling for agents and insureds. Ability to combine auto, liability and garage exposures in a single submission — reducing gaps and administrative complexity. Responsive underwriting for renewal discussions and loss mitigation recommendations tailored to livery operations. Example scenarios: You might have a 12-vehicle black car fleet that needs coordinated auto liability, physical damage and an umbrella for airport contracts. Or a six-vehicle taxi operator that also maintains a small shop and needs garagekeeper and property coverage — both could be submitted to Roundstone’s Livery program for review. Frequently Asked Questions What types of accounts are a good fit for the Roundstone Livery program?Chauffeured black car and limousine fleets, taxi operators and small-to-mid-size for-hire passenger services that have documented driver screening, routine maintenance programs and relatively stable loss histories. What submission materials does Roundstone require?Typical items include 3–5 years of loss runs, a current vehicle schedule, driver list with MVRs, description of operations/dispatch practices, and details on any on-site maintenance or storage facilities. Is this offered on admitted paper in my state?Yes. The Livery program is offered on admitted carriers and is available in the states and District of Columbia listed in the storefront. Coverage and endorsements will follow admitted market rules for each jurisdiction. How does the program handle garage and garagekeeper exposures?The program can include garage liability and garagekeeper’s legal liability when the insured operates a shop, performs maintenance, or stores customer vehicles. Underwriters will review the scope of shop operations and may request specific controls or limits based on exposure. Need help placing an account? Connect with a market specialist.

Comprehensive Limousine Transportation Insurance for Fleet Operators Continental Risk / Continental Marine Insurance Services offers a dedicated Limousine Transportation Program built for professional chauffeured-transportation fleets (minimum five vehicles). As an experienced Excess & Surplus Lines broker with access to an A++ admitted carrier, we provide tailored coverage, competitive terms, and value-added services designed for executive and airport transfer operators. Ideal Accounts and Appetite This program is geared toward established, professionally managed chauffeured-transportation businesses with documented safety controls. Preferred accounts typically have: Fleets of five or more vehicles — sedans, SUVs and stretch limousines Strong driver screening and ongoing training programs Clean loss history and up-to-date motor vehicle records (MVRs) Primary focus on corporate, executive and airport transfer work Non-emergency medical transport (NEMT), taxi-type operations and informal ride-share businesses are generally outside this program’s appetite. Coverage Highlights and Advantages The Limousine Transportation Program includes core motor coverages and optional extensions to address common exposures in chauffeured services: Auto Liability: $1,500,000 Combined Single Limit (CSL) Uninsured/Underinsured Motorist and Personal Injury Protection (PIP) where required by law Auto Physical Damage: Comprehensive and Collision Optional Coverages: Non-Owned Auto, Hired Auto, Towing, Electronic Equipment Agents can also offer insureds a complimentary online Defensive Driver Training course and exam to help reduce loss frequency and support safer operations. Underwriting Requirements and Minimum Premiums To expedite submissions, include the following documentation: Completed, signed, and dated Chauffeured Transportation Supplemental Application Completed ACORD applications Valued loss runs for the current policy term plus the prior three years Operations manuals, safety policies, driver training records and MVRs Minimum premiums vary by carrier and risk profile. Our underwriting team will review each account and work with you to provide competitive terms based on fleet mix, exposures and loss history. Territories and Availability This program is available in most states and the District of Columbia. Continental Risk / Continental Marine Insurance Services has broad market access across the country, allowing you to place appropriate limousine risks in the majority of U.S. jurisdictions. Why Work With Continental Risk / Continental Marine Insurance Services? We specialize in niche transportation risks and understand the operational demands of chauffeured services — tight schedules, high-value clients and complex liability exposures. Agents benefit from: Access to underwriting that knows the limousine market Admitted A++ carrier capacity for qualifying accounts Value-added loss-control tools, including driver training Responsive underwriting and flexible placement options through an experienced E&S broker Example scenarios that typically fit this program: A corporate shuttle operator with a fleet of 10 late-model SUVs, formal driver training, and three years of clean loss runs. An executive sedan fleet providing airport transfers for business clients, with centralized dispatch, written safety policies, and routine MVR monitoring. Whether you’re placing a luxury executive fleet or expanding a transportation book, our Limousine Transportation Program helps you deliver comprehensive coverage and practical risk management support to your clients. Frequently Asked Questions What types of accounts are a good fit for this program?Established limousine and executive transportation fleets with five or more vehicles, a documented safety program, and a strong loss history are the best fit. What documentation is required to get a quote?Submit a completed Chauffeured Transportation Supplemental Application, ACORD forms, four years of loss runs, and operational safety documentation including MVRs. Is this program available in all states?The program is available in most states and D.C. Confirm availability for a specific state at submission because market access can vary by territory and account characteristics. Does the program include driver training?Yes. The carrier provides a complimentary online Defensive Driver Training course and examination as part of the program benefits. Are smaller fleets or single-vehicle operators eligible?This program is designed for fleets of five or more vehicles. Smaller operations may not qualify, but we can discuss alternative placement options. Need help placing an account? Connect with a market specialist.