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https://completemarkets.com/company/rps-technology--cyber/Technology-Insurance-from-RPS-Technology--Cyber/
Technology Industry: All Risks
Cyber Risks: All Industries
For more than two decades, RPS Technology & Cyber has been a trusted partner for independent agents placing complex technology and cyber liability risks. Their nationally recognized Technology Insurance program delivers specialized, agent-friendly solutions tailored to the evolving exposures of high-tech firms and any business with digital risk.
Overview of the Technology Insurance Program
RPS underwriters speak the language of technology and cyber risk. They design policies for IT consultants, SaaS providers, software developers, gaming studios, digital publishers, and other tech operations, addressing modern threats such as social engineering, ransomware, data breaches, and denial-of-service attacks.
The program also supports non-technology businesses that handle sensitive data or maintain an online presence. Retailers, healthcare providers, financial firms, and manufacturers can all benefit from standalone cyber liability or combined tech E&O and cyber solutions through RPS.
Ideal Accounts and Appetite
This program is a strong fit for a range of tech and tech-enabled accounts:
Software developers, SaaS platforms, and cloud services
IT consultants, managed service providers (MSPs), and systems integrators
Digital media, online publishers, and content platforms
Gaming, entertainment technology, and interactive developers
Startups and emerging technology ventures
RPS also places cyber liability across all industries for businesses that store or process sensitive customer, employee, or patient data.
Example scenarios:
You have a client deploying a cloud-based CRM who needs errors & omissions plus cyber incident response coverage.
Your insured runs a regional dental practice network seeking HIPAA-aware ransomware and breach response protection.
Coverage Highlights and Advantages
Customized Tech E&O and Cyber Liability solutions
Protection for hacking, malware, phishing, and social engineering losses
First- and third-party coverage options, including breach response and business interruption
Solutions for both tech companies and traditional businesses with digital exposures
Access to top-tier carriers, including Chubb and Great American
Underwriting Notes and Minimum Premiums
Underwriters evaluate risks based on technology stack, revenue profile, data sensitivity, security controls, and incident history. Minimum premiums vary with account size, industry, and coverage selections; contact RPS for specific underwriting guidelines and pricing guidance. The program accommodates a wide range of account sizes, from startups to mid-sized enterprises.
Territories and Availability
The Technology Insurance program is available nationwide — all 50 states and Washington, D.C. — and RPS can place business on either an admitted or non-admitted basis depending on state regulations and the insured’s profile.
Why Work With RPS Technology & Cyber?
As a specialist Managing General Agency, RPS combines deep underwriting expertise with broad market access. Their team helps agents place complex or emerging tech and cyber accounts quickly and with confidence. With over 20 years in the space and relationships with major U.S. carriers, RPS is positioned to help you secure competitive coverage terms for challenging risks.
Let RPS Technology & Cyber help you place Technology Insurance and cyber liability for your clients—regardless of industry. Connect with a market specialist.
Frequently Asked Questions
What types of accounts are a good fit for this program?The program is ideal for tech firms—software companies, SaaS providers, IT consultants, MSPs, and digital media businesses—and also offers cyber liability for non-tech businesses that collect or store sensitive data.
Is coverage available nationwide?Yes. RPS offers the Technology Insurance program in all 50 states and Washington, D.C., writing admitted or non-admitted paper as appropriate for the risk.
Can I place cyber liability for a traditional business?Absolutely. RPS provides cyber solutions for retail, healthcare, finance, manufacturing, legal, and other industries with online systems or confidential data.
What carriers back this program?RPS works with a broad panel of U.S. carriers, including Chubb and Great American, to secure capacity and tailored wording for tech and cyber risks.
What is the minimum premium for this program?Minimum premium levels vary by industry, account size, and coverage requested. Contact RPS underwriters for current minimums and underwriting requirements.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/ibsl/Internet-Liability-and-Cyber-Risk-Program/
International Brokerage & Surplus Lines, Inc. (IBSL) offers a flexible and comprehensive Internet Liability and Cyber Risk Program designed to meet the evolving digital exposures faced by businesses and technology professionals. With cyber threats on the rise and traditional insurance policies often lacking adequate protection, this program provides tailored solutions to safeguard your clients against internet and technology-related liabilities.
Overview of the Program From IBSL
IBSL’s cyber risk program is built around three proprietary product lines—SafeBusiness™, SafeLiability+™, and SafeEnterprise™—each structured to address the specific needs of different business types. Whether your client is a small business using email and storing data, a technology consultant selling software and hardware, or a large-scale eCommerce platform, IBSL can help you find the right fit.
Ideal Accounts and Appetite
This program is well-suited for a wide range of commercial insureds, including but not limited to:
SafeBusiness™: Any business—regardless of size—that uses email, maintains a website, or stores customer data electronically. Ideal for retail stores, service providers, and professional offices.
SafeLiability+™: Technology consultants, IT professionals, and value-added resellers who offer professional services alongside selling hardware/software.
SafeEnterprise™: Companies engaged in software development, data processing, application hosting, web publishing, eCommerce, and payment processing. Also includes businesses offering professional services via the Internet.
You might have a client who owns a regional eCommerce site storing customer payment data, or a tech consultant who develops apps and installs software for clients—both are excellent fits for this program.
Coverage Highlights and Advantages
Protection against data breaches, privacy violations, and network security failures
Media liability coverage for online content and communications
Technology Errors & Omissions (E&O) tailored to digital service providers
Coverage designed to fill the gaps left by traditional general liability and property policies
Each product is underwritten with the needs of modern businesses in mind, offering modular coverage options that can be scaled to match your client’s risk profile and operational complexity.
Underwriting Notes and Minimum Premiums
IBSL can assist with accounts of all sizes, from small operations to large technology firms. Coverage is written on a non-admitted basis through top-rated carriers including Lloyd's and ACE. Please contact IBSL for underwriting guidelines and specific pricing details.
Territories and Availability
The Internet Liability and Cyber Risk Program is available in most U.S. states, including CA, FL, TX, NY, IL, and others. IBSL serves agents and brokers across the country, offering broad access to this specialized program.
Why Work With IBSL on Cyber Risk Business
IBSL brings deep expertise in hard-to-place risks and specialty commercial coverages. Their proprietary product structures and access to strong markets allow agents to confidently place business that may not fit standard cyber or tech E&O offerings. With responsive service and a solution-oriented mindset, IBSL is a valuable partner for agents seeking to protect their clients in the digital age.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program fits a wide range of businesses including retailers, service firms, IT consultants, software developers, eCommerce sites, and payment processors.
Is the program available nationwide?The program is available in most U.S. states, including CA, TX, NY, FL, and many others. Contact IBSL to confirm availability in your client’s state.
What carriers are used for this program?Policies are placed through top-rated non-admitted markets including Lloyd’s and ACE.
Are there different coverage options depending on the type of business?Yes. IBSL offers three tailored options—SafeBusiness™, SafeLiability+™, and SafeEnterprise™—to match the coverage needs of different business types and technology exposures.
What makes IBSL a strong partner for cyber risk placements?IBSL offers proprietary products, underwriting expertise, and access to strong surplus lines markets, making them an excellent resource for agents handling complex or tech-driven accounts.
Need help placing an account? Connect with a market specialist.
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