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The IPMG Garage Insurance Program is designed with independent agents in mind. We understand the unique challenges you face when placing Garage risks, and our specialized team is here to support you every step of the way. Whether you're working with established clients or pursuing new business, our program offers the flexible underwriting, competitive markets, and expert service you need to succeed. Ideal Accounts and Appetite IPMG provides access to markets that can handle a wide range of garage-related operations. Our appetite includes, but is not limited to: Dealers Open Lot Heavy Vehicle Sales and Service Motorcycle and Off-Road Vehicle Dealers Salvage Yards Valet Parking Services If you're working with clients in these industries, we have the tools and carrier partnerships to help you place that business effectively. Coverage Highlights and Advantages Our Garage Insurance Program provides a broad range of coverages tailored to meet the risks of the automotive service and sales sector. With access to strong markets such as Colony and Catlin, we can offer competitive solutions for both standard and hard-to-place risks. Coverage options typically include: Garage Liability Garagekeepers Legal Liability Dealers Physical Damage Premises Liability Property and Inland Marine Please note that coverage availability and structure will vary based on account details and underwriting requirements. Underwriting Notes and Minimum Premiums Our Garage Insurance markets are available on a non-admitted basis, with some admitted options based on risk and state. The minimum premium starts at $500, making this an accessible solution for smaller accounts and start-ups as well as larger, more complex operations. We work closely with brokers to understand their clients' operations and find the right market fit—whether it’s a small used car dealer or a large commercial truck repair facility. Territories and Availability IPMG’s Garage Insurance Program is currently available in Illinois and Missouri. We are focused on serving agents in these regions with localized expertise and responsive support. Why Work With IPMG? Service is a top priority for the IPMG Garage Insurance team. Our trained professionals listen to your needs and offer solutions that support your client relationships. We value the strength of local partnerships and strive to enhance your existing book while helping you develop new opportunities. With IPMG, OUR markets are YOUR markets. Let us help you write more business and grow your Garage Insurance portfolio with confidence. Contact Matt Becker Surplus Lines Practice Leader 630-485-5952 [email protected] April Cook Brokerage Service Underwriter 314-293-9702 [email protected] Frequently Asked Questions What types of accounts are a good fit for IPMG's Garage Insurance program?We target a wide range of garage risks, including auto dealers, heavy vehicle service centers, motorcycle dealers, salvage yards, and valet services. Is the program admitted or non-admitted?Some admitted markets are available, but most of our Garage Insurance business is placed through non-admitted carriers. What is the minimum premium for this program?The minimum premium starts at $500, making it suitable for both small and mid-sized accounts. Which states is the program available in?This Garage Insurance program is currently available in Illinois and Missouri. Who can I contact for underwriting questions or submissions?You can reach out to Matt Becker or April Cook at the contact details listed above for assistance with submissions or underwriting inquiries. Need help placing an account? Connect with a market specialist.