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E-Cigarette & Vape Store Program focuses on providing coverage for Distributors, Wholesalers, Importers/Blenders, Retailers, E-Liquids & E-Juices, E-Cigarette Devices & Accessories, Private Labels, and Vape Retail Shops. This program is available in all states except for NY, NJ, and KY, and offers low minimum premiums. Click the images on the right to view our appetite and applications....

Professional Program Insurance Brokerage (PPIB) offers: Products Liability Insurance. Overview of the Program from PPIB Professional Program Insurance Brokerage (PPIB) provides access to specialized Products Liability Insurance for manufacturers, distributors, importers, and other businesses that deal with physical goods. As a program administrator with deep experience in niche markets, PPIB delivers flexible, responsive underwriting for hard-to-place product liability risks, including emerging and unconventional industries. Ideal Accounts and Appetite This program is tailored for insureds involved in the production, sale, or distribution of consumer and industrial products. Target classes include: Manufacturers Importers and exporters Distributors Private label and white label brands Tattoo equipment and supplies Medical devices Marijuana and cannabis-infused products Research & development firms Clinical trial vendors PPIB has also placed coverage for accounts in: Beauty products Electronic cigarettes (e-cigs) Skin care and cosmetics Makeup lines Vitamins and nutraceuticals Medical marijuana edibles Tattoo and body piercing supplies If you represent clients launching new or innovative products, or clients who have been declined by standard markets, this program can provide a viable placement option. Coverage Highlights and Advantages PPIB’s products liability program includes features designed for complex and higher-exposure risks: True worldwide coverage — Claims brought anywhere in the world are eligible for coverage, supporting global distribution models. Retroactive coverage — Available for risks transferring from other carriers to help preserve continuity of protection. Non-admitted capacity — Useful for accounts outside the appetite of admitted carriers due to product type, claims history, or other factors. Underwriting Notes Submissions are underwritten on a case-by-case basis. PPIB evaluates product type, distribution channels, sales volume, manufacturing controls, and quality/safety protocols. Provide complete applications and supporting documents — product descriptions, labels, safety data, manufacturing processes, and loss history — to expedite review. Minimum premiums vary by risk; PPIB focuses on placing niche and specialty risks that may not fit standard markets. Territories and Availability Coverage is available nationwide. PPIB can write business in all 50 states plus Washington, D.C., and routinely places business in states such as CA, NY, TX, FL, IL, and WA. Policies are offered on a non-admitted basis. Why Work With PPIB? PPIB brings decades of underwriting experience in specialty and emerging product classes. Their team understands the technical and regulatory complexities that come with novel or high-exposure products and offers tailored solutions when admitted markets are unavailable. You get underwriters who will consider unconventional risks, flexible placement options, and support for continuity of coverage. Examples agents might present: A small manufacturer of a new cosmetic line that needs worldwide product liability limits after being turned down by standard carriers. An importer of tattoo equipment seeking coverage with specific limits and retroactive protection after switching carriers. Contact Professional Program Insurance Brokerage (PPIB) today for your Products Liability Insurance placement needs. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for manufacturers, importers, distributors, and private label businesses, especially those in niche industries like tattoo supplies, cannabis products, skin care, and medical devices. Can this program handle products sold internationally?Yes, PPIB offers true worldwide coverage, which means claims brought anywhere in the world can be covered, making it suitable for global distribution models. Is retroactive coverage available?Yes, retroactive coverage is available for risks renewing from another carrier, helping maintain continuity in coverage for your insureds. What documents are needed for submission?Complete applications along with product details, safety information, manufacturing processes, and loss history (if any) are typically required to begin the underwriting process. Is this program admitted in any states?No — this program is written on a non-admitted basis across all available states. Need help placing an account? Connect with a market specialist. ...