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HOMEOWNERS INSURANCE RISKS Homeowers Insurance coverage is available with options to include In-Home Business & Inland Marine Coverage. High Value Homeowers coverage with values over $1,000,000.00 available. Personal Inland Marine coverage can be added covering such items as jewelry, fine arts and furs. Submission Requirements The following basic information improves response time on submissions: Complete named insured, occupation and risk location. Program or coverage form requested. Occupancy and number of families. Prior carrier, loss history, complete loss details and policy term. Protection class. Construction type. Year built and extent of updates. Square footage. Distance to water on coastal properties. Bankruptcy, foreclosure or adverse credit details. Swimming pool security. Information on animals, including dog breed, if applicable. Limits desired.

To make you feel right at home with us, we offer coverage for Homeowners Insurance utilizing ISO forms. The HO-3, HO-4, HO-6 and HO-8 are all available. So whether you're trying to place coverage for a one- or two-family owner-occupied or owner-secondary home, a renter, or a condominium unit owner, we have what you need! Automatic coverage for: Personal Property Comprehensive Personal Liability Medical Payments Other Structure Coverage Loss of Use Also available for Homeowners Insurance: Extended Replacement Cost Identity Fraud Expense Water Back-Up and Dump Discharge or Overflow Extended Liability Coverage for rental properties or a secondary residence Builder's Risk/Course of Construction In-Home Business in some states Personal Injury Loss Assessment Having difficulty with other markets? Not with us! We specialize in risks with: Prior losses Prior declinations Lower value homes in good condition Higher value homes No prior insurance New purchases Homes in distressed markets For more information regarding Homeowners Insurance, please feel free to contact us!