Search CompleteMarkets

Comprehensive Insurance Solutions for Oil and Gas Contractors Sloan Mason Insurance Services, Inc. offers specialized access to a new facility backed by various 'A'-rated carriers, providing tailored Oil and Gas Contractors Insurance solutions. This program is designed to support contractors and lease operators in the energy sector, including those with up to 20% offshore exposure. With competitive terms and deep underwriting expertise, Sloan Mason is a trusted wholesale partner for agents and brokers seeking solid placement options in this complex and high-risk industry. Ideal Accounts and Target Classes This program is ideal for a wide range of oil and gas service providers. Whether your client is performing onshore lease operations or involved in offshore support, Sloan Mason’s markets can accommodate varied risk profiles. Target classes include: Geophysical Exploration Oil or Gas Lease Work by Contractors Oil or Gas Lease Operators Instrument Logging or Survey Work Acidizing or Cementing Services Cleaning or Swabbing Operations Perforating and Shooting Specialty Tool Operation by Contractors Recovery, Perforating, or Installation of Casing Minimum premiums vary by carrier, starting at $2,500, depending on class and exposure. Coverage Highlights and Available Endorsements This program offers broad coverage options to help insureds manage the unique exposures of the oil and gas industry. Available coverages and enhancements may include: Blanket Additional Insured and Waiver of Subrogation In REM Coverage Gulf of Mexico Operations Non-Owned Watercraft Liability Pollution Coverage (Time Element and Full Pollution, depending on carrier) These options provide flexibility to tailor policies for each client's operational footprint and risk level. Underwriting Requirements To receive a full underwriting review and the most competitive quote, agents should be prepared to submit the following documentation: 5-year payroll history 5 years of currently valued loss runs by line (within 120 days of requested effective date) ACORD applications for each line of coverage requested Completed supplemental applications You can download the required Oil and Gas Contractors Data Sheet to streamline the submission process. Program Availability This offering is available in most states across the U.S., including key energy-producing regions such as Texas, Louisiana, Oklahoma, and Pennsylvania. Sloan Mason works with both admitted and non-admitted markets, depending on the state and risk profile, to ensure flexibility and competitive pricing. Why Partner With Sloan Mason Insurance? As a wholesale broker with deep specialization in oil and gas risks, Sloan Mason brings decades of experience and market access to agents and brokers nationwide. Their ability to secure terms from top-rated carriers and understand the nuances of energy accounts makes them a valuable partner for challenging placements. Whether you’re placing a small contractor performing swabbing services or a larger operator with offshore exposure, Sloan Mason is equipped to help you navigate coverage options and underwriting requirements efficiently. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for oil and gas contractors and lease operators performing services such as geophysical exploration, cementing, casing installation, and offshore work up to 20% exposure. Are offshore operations eligible for coverage?Yes, accounts with up to 20% offshore exposure can be considered, depending on underwriting and carrier guidelines. What is the minimum premium for this program?Minimum premium varies by carrier, with starting points typically around $2,500, depending on the class of business and exposures. What documentation is needed to get a quote?Agents should provide 5-year payroll history, 5 years of loss runs (valued within 120 days), ACORD forms, and the applicable supplemental applications. Which states is this program available in?This program is available in most U.S. states, including major oil and gas regions like TX, OK, LA, and PA. Need help placing an account? Connect with a market specialist.

Manufacturing, Wholesaling, and Importing Insurance — Citadel Insurance Services Citadel Insurance Services offers a specialized Excess & Surplus Lines program for manufacturers, wholesalers and importers. Our Manufacturing, Wholesaling, and Importing Insurance program is built to place hard-to-place product and distribution risks—from small domestic manufacturers to complex importers and national wholesalers. As an E&S broker with placement relationships across a selective carrier panel, Citadel helps you find capacity where admitted markets may decline or limit terms. Overview of the Program This program is designed for agents who need flexible E&S solutions for product-exposure businesses. Citadel leverages relationships with carriers including Great American, Markel, Lloyd’s, First Mercury, Lexington and Kinsale to offer broad liability solutions, excess/umbrella layers, and ancillary coverages appropriate to manufacturing, wholesaling and importing operations. Ideal Accounts and Appetite Manufacturers of consumer goods, industrial parts, electronics and plastics Wholesalers and distributors with national or international channels Importers and brokers handling foreign-sourced goods for U.S. distribution Specialty product lines such as juvenile products, toys, sporting goods, marine and aviation components We also consider higher-risk product lines (fireworks, chemicals, firearms and performance auto parts) on a case-by-case basis and typically require enhanced underwriting information for these classes. Coverage Highlights and Advantages Primary general liability and products/completed operations liability designed for product exposures Excess/umbrella limits and higher-capacity placements through our E&S carrier panel Flexible placement for importers with inland marine or shipment-related exposures Ability to structure layered placements for mixed operations (manufacture + distribution + import) Underwriting focused on product lifecycle risk management—manufacturing controls, testing, labeling and distribution controls Underwriting Notes and Minimum Premiums Typical submissions should include product descriptions, revenue by territory, distribution channels, loss history, quality control/testing procedures and any recall or regulatory history. Citadel’s E&S placement approach means underwriters expect detailed information for higher-severity exposures. Minimum premium: $1,500. Higher minimums may apply depending on class, limits and carrier selection. We frequently request risk-control measures and documentation for imported goods (supplier audits, compliance with U.S. standards, labeling). Appetite Limits and What May Not Fit Good fits: manufacturers and distributors with documented quality controls, consistent product lines, and manageable recall exposure. We are willing to consider complex import/export operations and mixed manufacturing/distribution businesses. Fits we typically decline or require heavy scrutiny: products with intentional misuse exposure without mitigation, unsupported high-severity claim history, or accounts lacking basic product safety/testing documentation. Certain high-hazard classes may be declined or limited by specific carriers. Territories and Admitted Positioning This program is offered as E&S placements through Citadel Insurance Services and is available in the following states and territories: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Because placements are non-admitted, terms and availability are subject to state E&S rules and carrier appetite. Why Work with Citadel on These Risks Specialized underwriting focus on product and distribution risks Access to multiple E&S markets with tailored placement strategies Practical submission guidance to improve placement outcomes Experienced handling of mixed operations (manufacture + wholesale + import) Example Accounts Example 1: You have a regional wholesaler importing outdoor recreation products from overseas with U.S. distribution to retailers. The client has solid supplier testing records but needs product liability capacity and inland-marine coverage for shipments—this program can combine liability and shipment solutions through E&S carriers. Example 2: You represent a small manufacturer of protective apparel selling to industrial clients and retailers nationally. Admitted markets limited terms due to previous product claims; Citadel can pursue excess capacity and structured E&S placements informed by the client’s quality controls and loss mitigation plans. Frequently Asked Questions What types of accounts are a good fit for Citadel’s Manufacturing, Wholesaling, and Importing program?Accounts that manufacture, distribute or import physical products—especially those with product liability exposure or complex distribution channels. Good fits have documented quality control, sales/territory detail and manageable loss history. Which coverages and carriers are available through this program?We place primary and excess liability solutions, products/completed operations and specialty placements tied to shipment or import exposures. Citadel works with carriers such as Great American, Markel, Lloyd’s, First Mercury, Lexington and Kinsale to secure capacity. Is this program placed on admitted paper?This program is positioned through Excess & Surplus Lines placement and is generally non-admitted. Availability and requirements depend on carrier appetite and state E&S rules. What information should I include in a submission?Provide product descriptions, annual revenue and sales by state/territory, distribution channels, loss history, manufacturing/testing controls, supplier documentation for imports and any prior recall history. More detail improves the chance of favorable terms. What is the minimum premium?The program’s typical minimum premium starts at $1,500; final minimums depend on class, limits and carrier selection. Need help placing an account? Connect with a market specialist.