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Standalone Workers Compensation for Staffing Companies from Novatae Risk Group Novatae Risk Group offers a specialized Workers Compensation solution tailored for staffing agencies across a wide range of industries. Whether your staffing client places clerical workers or higher-risk labor roles, this program provides flexible underwriting, competitive pricing, and the ability to accommodate challenging accounts—including those with high experience mods or lapses in prior coverage. Program Highlights: Aggressive Pricing Guaranteed Cost Program Structure Broad Class Code Acceptance High X-Mod ... Okay! Lapse in Coverage ... Okay! Ideal Accounts and Appetite This Workers Compensation program is designed specifically for staffing companies with at least $1,000,000 in payroll. It is ideal for agencies that place employees in a variety of roles, including but not limited to: Light industrial and warehouse workers Healthcare staffing (non-hospital) Clerical and administrative personnel Skilled trades and construction support You may have a client who recently expanded into new labor sectors or one with a temporarily lapsed policy—this program can help you place that business competitively. Underwriting Notes and Minimum Premiums To qualify, accounts should meet the minimum payroll threshold of $1,000,000. The minimum premium starts at $100,000. Novatae accepts submissions for accounts with high X-Mods and even those with a lapse in prior coverage, making it a great fit for hard-to-place or distressed risks. Submission Requirements: ACORD 130 Application 3-5 Years of Currently Valued Loss Runs Copy of Current Policy Declarations Page Experience Modification (X-Mod) Worksheet Territories and Market Access This program is available in most states, including but not limited to CA, FL, TX, NY, IL, and GA. Novatae works with several national and regional A-rated carriers and can offer access to both admitted and non-admitted markets depending on the state and risk profile. Why Work With Novatae Risk Group? As a Managing General Underwriter and E&S broker, Novatae Risk Group brings deep expertise in staffing risk placement. Their flexible underwriting approach and broad carrier access allow agents to confidently place even the most complex Workers Compensation accounts. Fast response times, market access, and creative solutions make Novatae a trusted partner for staffing-related Workers Comp placements. THIS IS NOT A PEO Do you need a Workers Comp Insurance for Staffing Company Quote? Send an email to [email protected] with your coverage needs or call 800-758-8113 to speak to an underwriter immediately. Frequently Asked Questions What types of staffing companies are eligible for this Workers Comp program?This program is designed for staffing agencies with at least $1,000,000 in payroll and includes a wide range of class codes—from clerical and administrative to light industrial and skilled labor placements. Can I submit accounts with high experience mods or lapses in coverage?Yes, Novatae accepts submissions for accounts with high X-Mods and those that have experienced a recent lapse in Workers Comp coverage. What documentation is required for a submission?You’ll need to provide an ACORD 130 application, 3–5 years of loss runs, a current policy declarations page, and an X-Mod worksheet. Is this a PEO solution?No, this is a standalone Workers Compensation insurance program, not a Professional Employer Organization (PEO) model. In which states is this program available?The program is available in most states, including CA, TX, FL, NY, and many others. Contact Novatae for specific state eligibility. Need help placing an account? Connect with a market specialist.

Technology, Software, Internet, IT Staffing Insurance Program from RPS Technology & Cyber RPS Technology & Cyber delivers a specialized insurance program designed to meet the unique needs of the ever-evolving technology sector. As a wholesale broker with a national footprint, RPS provides agents and brokers across all 50 states with access to flexible and comprehensive insurance solutions for clients in high-tech industries. Ideal Accounts and Appetite This program is ideal for businesses operating in the technology, software, internet services, and IT staffing sectors. Target classes include: Software developers and publishers IT consultants and managed service providers (MSPs) Technology hardware manufacturers and resellers Web hosting and internet service providers Temporary and permanent IT staffing firms Data storage, cloud computing, and SaaS companies Whether your client is a startup SaaS company or a well-established IT staffing agency, this program offers scalable coverage solutions to match their risk profile. Coverage Highlights and Advantages The RPS Technology & Cyber program is structured to help your clients navigate the complex risks inherent in today’s digital economy. Available coverages include, but are not limited to: Technology Errors & Omissions (Tech E&O) Cyber Liability and Data Breach coverage General Liability and Professional Liability Employment Practices Liability (EPLI) Media Liability Crime and Fidelity Coverage can be customized based on the client’s operations, size, and risk tolerance. RPS works with a variety of carriers to offer both admitted and non-admitted solutions where available, giving you the flexibility to place accounts of varying complexity. Underwriting Notes and Minimum Premiums RPS underwriters focus on understanding the nuances of each submission to provide tailored quotes. Although minimum premium information is not specified, underwriters evaluate each risk individually to ensure competitive and appropriate pricing. Accounts with strong risk management practices and clean loss histories are preferred. Example of a good fit: You have a client who runs a mid-sized IT consulting firm with multiple contracts in the healthcare space. They need coverage for E&O, cyber, and general liability—this program can bundle those needs efficiently. Territories and Availability This program is available in all 50 states and Washington, D.C., including key markets such as California, Texas, New York, Florida, and Illinois. Whether your client is based in a major tech hub or a smaller regional market, RPS can support your placement needs. Why Work With RPS Technology & Cyber RPS Technology & Cyber brings deep expertise in the technology insurance space, allowing brokers and agents to confidently place complex risks. Their national reach, access to multiple carriers, and focus on service make them a valuable partner for your tech-sector accounts. From startups to established firms, RPS is equipped to deliver fast, informed quotes and ongoing support. To learn more or get started, visit the full RPS Technology & Cyber company profile or explore specific coverage options on the program page. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for software developers, IT consultants, technology staffing firms, web hosting providers, and other tech-based businesses. Is this insurance program available in all states?Yes, the program is available in all 50 states and Washington, D.C. What coverages are typically included?Common coverages include Tech E&O, Cyber Liability, General Liability, EPLI, Media Liability, and Crime coverage. Policies can be customized to meet client needs. Are both admitted and non-admitted options available?Yes, RPS works with various carriers and can offer both admitted and non-admitted options depending on the state and risk profile. What information is needed to submit a risk?Basic application details, a description of operations, revenue breakdowns, and any current coverage or loss history will help expedite the underwriting process. Need help placing an account? Connect with a market specialist.