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Overview of the Program From Eastern Special Risk Insurance Agency Eastern Special Risk Insurance Agency offers a focused Forensic Professional Liability program designed for part- and full-time forensic experts. This program places professional liability coverage (post-occurrence exposures only) through Lexington Insurance Company, with limits available up to $1,000,000 per claim / $3,000,000 aggregate. It is built for agents who need a straightforward market for forensic and technical experts with competitive pricing and low minimums. Ideal Accounts and Appetite This program targets practicing forensic professionals and expert witnesses across most technical and medical classes. Typical classes that fit well include: Engineers Accident reconstruction specialists Physicians Surgeons Dentists Insurance industry experts Most other professional classifications providing expert services Accounts with clear, documented expert credentials and a history of retained expert work are preferred. The program is not intended for firms that require broad package forms (GL/PL combined) or for high-frequency expert placements without individual underwriting review. Coverage Highlights and Advantages Professional liability only — tailored to expert witness and forensic exposures. Post-occurrence exposures only, with limits available up to $1M/$3M. Access to Lexington Insurance Company capacity through Eastern Special Risk Insurance Agency. Designed for part-time and full-time experts; flexible for single-expert practices or small groups. Competitive pricing with relatively low minimum premiums for eligible accounts. Underwriting Notes and Submission Guidance Underwriting focuses on the expert’s background, scope of expert services, fee structure, and claims history. Typical items to include with a submission are a brief application or cover letter outlining services, CVs or résumés for the experts, and current loss runs or claims history where applicable. Because this program provides post-occurrence exposures only, discuss prior acts/retro date requirements with underwriting at placement. Accounts with ongoing high-volume forensic placements or those requiring coverage beyond professional liability (for example, general liability or cyber) will generally need alternate placement or a supplemental market. Territories and Availability This program is available in the states listed with the storefront and through Eastern Special Risk Insurance Agency’s wholesale distribution. Please confirm state availability for a specific account at submission; underwriting and state filing considerations may apply. Why Work With Eastern Special Risk Insurance Agency on This Business Eastern Special Risk Insurance Agency combines targeted underwriting for forensic professionals with access to Lexington Insurance Company’s capacity. That pairing makes it a practical option for agents seeking a specialized professional liability market for expert witnesses and forensic consultants. The program’s underwriting is pragmatic and service-oriented, which helps move placements efficiently for qualified accounts. Example Account Scenarios You have a civil/forensic engineer who provides accident reconstruction and expert testimony on a part-time basis. They need professional liability limits and prefer an occurrence-oriented placement. This program is a strong fit. A dental expert witness with several retained cases per year wants standalone professional liability coverage with competitive premiums and limits to $1M/$3M — this program can be presented for placement consideration. Frequently Asked Questions What types of accounts are a good fit for this Forensic Professional Liability program?Independent experts and small practices that provide forensic opinions or expert witness services — engineers, accident reconstruction specialists, physicians, dentists, and similar professional classes. The program is best for accounts seeking professional liability only and occurrence/post-occurrence exposures. What limits and forms are available?Limits are available up to $1,000,000 per claim / $3,000,000 aggregate. Coverage is professional liability only and written for post-occurrence exposures. Contact underwriting for specific form language and options. What submission materials does Eastern Special Risk typically request?Provide a short application or cover letter describing services, CVs or résumés for the experts, and current loss runs or a claims history summary if available. Additional documents may be requested based on the scope of services and prior exposure. Is this program available nationwide?The program is available in the states listed on the storefront. State availability can be confirmed at the time of submission; certain filings or state-specific requirements may affect placement. How do I get started with a submission?Send a summary of the expert’s services, CV, and any claims history to Eastern Special Risk Insurance Agency’s underwriting team. They will review eligibility and advise on next steps, terms, and any additional information needed for placement with Lexington Insurance Company. Need help placing an account? Connect with a market specialist.

In today’s litigious environment, professionals across a wide range of industries face increasing exposure to claims of negligence, errors, or omissions in the services they provide. These risks can lead to costly legal battles, financial losses, and reputational harm. For agents and brokers seeking a reliable market for professional liability coverage, Veracity Insurance Solutions, LLC offers a flexible and competitive solution. Professional Liability Coverage From Veracity Insurance Solutions Veracity Insurance Solutions provides tailored professional liability insurance for over 200 classes of business. With policies available in all 50 states, our program is designed to meet the needs of both established professionals and startups alike. We offer fast turnaround, low minimum premiums starting at $500, and access to both admitted and non-admitted carriers. Ideal Accounts and Target Classes Our broad underwriting appetite includes many hard-to-place and emerging risks. Some of our key target classes include: Architects & Engineers Manufacturers E&O Contractors Professional Liability Media & Social Media Companies Technology Firms and Web Designers Allied Health Professionals Fitness Instructors Miscellaneous Professional Services These are just a sample of the classes we serve. With over 200 eligible business types, chances are we can accommodate your client’s specific needs. Coverage Highlights and Advantages Veracity’s professional liability policies are built to protect against third-party claims arising from alleged negligence, errors, or omissions in the course of the insured’s professional duties. Our coverage is customizable and comes with several key benefits: Made claims forms Low premiums and deductibles Available through both admitted and non-admitted carriers Breach of contract coverage Intellectual property rights protection Whether your client is launching a new venture or expanding their services, we have the tools to help them stay protected. Underwriting, Minimum Premiums, and Program Flexibility Our team offers in-house underwriting authority, allowing us to move quickly and efficiently. We welcome new ventures and startups and can work with you to structure a policy that fits your client’s operations. The minimum premium for this program is $500, making it accessible for smaller or emerging businesses. Available Nationwide Veracity’s professional liability program is available in all 50 states and the District of Columbia. Whether your client operates locally or nationally, we can provide the right coverage solution. Why Choose Veracity Insurance Solutions? As a wholesale broker with deep expertise in specialty liability risks, Veracity Insurance Solutions offers agents the advantage of broad market access, fast quoting capabilities, and knowledgeable underwriting support. Our mission is to help you place more business, faster and more efficiently. From tech startups to established healthcare professionals, our professional liability program is built to support a wide range of client needs. Let us be your go-to market for this critical coverage. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for professionals across 200+ classes, including architects, engineers, media companies, fitness instructors, and tech firms. Can you write coverage for new ventures or startups?Yes, we welcome new ventures and startups. Our underwriting team can tailor coverage for businesses of all sizes and stages. Is this program available in all states?Yes, Veracity offers professional liability insurance in all 50 states and the District of Columbia. Are both admitted and non-admitted carriers available?Yes, we work with both admitted and non-admitted markets to provide flexible coverage options. What is the minimum premium for this program?The minimum premium starts at $500, making this program accessible for small businesses and solo professionals. Need help placing an account? Connect with a market specialist.

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