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...Insurance Brokerage (PPIB) offers: Labs and Clinics Insurance. PPIB’s Labs and Clinics Insurance program delivers... states is this program available?The Labs and Clinics Insurance program is av...

... is ideal for sleep centers, sleep labs, and polysomnographic technicians offe...

Defined Benefit Medical Plans are… Designed to help pay the smaller, more common claims for medical services the majority of people tend to use the most, such as: physician office visits, minor accidents, short hospital admissions, lab & diagnostic and prescription drug expenses. There are typically no co-pays or network restrictions, participants can choose to see any healthcare provider of their choice. These plans are not designed to cover catastrophic claims nor be a comparable replacement for Major Medical Insurance. Who We Serve Defined benefit medical plans may be the solution to what you or your company is searching for. Underwritten by top rated insurance carriers, these specialty plans are affordable, easy to use and understand. Now more than ever individuals and families are discovering that owning a defined benefit medical plan helps meet their basic medical care needs.

Free Spirit Prescription Discount Plan Welcome to the Spirit Dental & Vision Prescription Discount Card. Your entire family will truly enjoy the savings which range from 15 to 65% for each prescription filled and overall savings of up to 40% annually. In 2009 our cardholders saved an overall average of 39.5% on all medications. The card is accepted at over 59,000 pharmacies including all major chain pharmacies and 95% of the independent pharmacies in the U.S and its territories. The Spirit Dental & Vision Prescription Discount Card has many scenarios where it can lower your drug costs. The uninsured and the under-insured can print off a card to lower their costs. The Medicare patient that reaches their "donut hole" can use the card for significant savings on generics which now receive minimal discounts. Fully insured individuals can use the card for medications that are not covered by their insurance plan...such as lifestyle drugs like Viagra or Cialis...or fertility medications. The Spirit Dental & Vision Prescription Discount Card has five other additional discount benefits that include: dental, vision, hearing, diabetic supply, and lab & imaging at substantially discounted prices. These can be accessed by anybody that don't have these benefits included in their health insurance plan.