https://completemarkets.com/company/cygnetunderwriting/Medical-Malpractice/
We Specialize in Medical Professional Liability
Cygnet Underwriting Agency, Inc. offers a robust Medical Malpractice program specifically designed for hard-to-place risks across a wide range of healthcare segments. As a wholesale broker with deep expertise in the medical professional liability space, we provide access to leading non-admitted carriers that specialize in challenging or unconventional accounts. Whether your client is a solo practitioner with prior claims or a facility managing high-risk procedures, we can help you find a competitive and responsive solution.
Ideal Accounts and Appetite
Our program is built to accommodate a wide spectrum of healthcare providers and facilities, particularly those that are difficult to place in the standard market. We focus on two primary segments:
Miscellaneous Medical Facilities and Services
Abortion Clinics
Air & Ground Ambulance Services
Ambulatory Surgery Centers
Blood Banks
Clinical Testing & Trials Facilities
Diagnostic & Imaging Laboratories
Dialysis Clinics
Home Health & Hospice Providers
Urgent Care and Emergi-Centers
Substance Abuse Treatment Facilities
Organ & Sperm Banks
Research and Rehabilitation Centers
Hard-to-Place Physicians, Surgeons & Dentists
Neurosurgeons and Orthopedic Surgeons (including spine)
Cardiac and Thoracic Surgeons
OB/GYNs and Bariatric Surgeons
Radiologists (including Telemedicine)
Invasive Internal Medicine and Gastroenterology
Occupational Medicine and Family Practice with claims history
If you have clients such as a start-up outpatient surgery center, or a physician with prior losses or gaps in coverage, we have the markets and expertise to help.
Coverage Highlights and Advantages
Our Medical Malpractice solutions offer flexible and tailored coverage options to meet the unique needs of your healthcare clients. Benefits include:
Coverage for individual providers, facilities, and groups
Occurrence and claims-made forms available
Options for prior acts coverage and extended reporting periods
Risk management resources and claims support
Access to non-admitted markets with competitive terms
Because we focus on hard-to-place risks, we can accommodate accounts that may have been declined elsewhere due to claims history, licensing issues, or unusual operations.
Underwriting Notes
Each submission is reviewed by experienced underwriters who understand the nuances of medical professional liability. We work with you to gather the right information upfront and advocate for your client’s unique profile. While minimum premiums vary by class and exposure, we aim to deliver flexible pricing for qualified risks.
Territories and Availability
Our Medical Malpractice program is available in the following states: AZ, CA, CO, CT, GA, ID, IL, IN, IA, KY, MI, NV, NJ, NC, OH, OK, OR, PA, SD, TN, WA, DC, and WI.
Why Work With Cygnet Underwriting Agency, Inc.?
Cygnet Underwriting Agency, Inc. is a trusted wholesale broker specializing in hard-to-place medical malpractice coverage. Our team brings deep market knowledge, strong carrier relationships, and a commitment to responsive service. We represent top-tier non-admitted carriers in the medical space and are dedicated to helping our retail partners succeed with difficult or distressed accounts.
Whether you're looking to place a complex surgical risk or a facility with unique exposures, partner with Cygnet for tailored solutions and expert support.
Frequently Asked Questions
What types of accounts are a good fit for this program?Our program is ideal for hard-to-place physicians, surgeons, and a wide range of miscellaneous medical facilities, including urgent care centers, dialysis clinics, and research labs.
Can you work with clients who have claims history or gaps in coverage?Yes, we specialize in placing accounts that have prior claims, coverage lapses, or other complexities that make them difficult to insure in the standard market.
Is this program available on an admitted basis?No, the program is offered on a non-admitted basis through leading specialty carriers.
What states is this program available in?We offer this program in AZ, CA, CO, CT, GA, ID, IL, IN, IA, KY, MI, NV, NJ, NC, OH, OK, OR, PA, SD, TN, WA, DC, and WI.
How do I submit a risk to Cygnet Underwriting?You can submit via your usual submission process. Our underwriting team will review and guide you through the next steps quickly and professionally.
Need help placing an account? Connect with a market specialist.