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...(PPIB) offers: Tattoo & Body Piercing Insurance. As a program administ...coverage available for tattooing or piercing minors?Yes, coverage for services provided to minors can be included, subject to underw...

...ciates Tattoo Parlors & Body Piercing Insurance Jacobs & Associates ...s the program cover both tattoo and piercing services?Yes. The policy is designed to cover tattoo and body piercing operations, including hybrid stud...

Roofing Contractors Insurance Program from Cochrane & Company If you're looking to place roofing contractor accounts, Cochrane & Company offers a specialized Roofing Contractors Insurance program designed for qualified residential and light commercial roofers. Backed by an A+ XV A.M. Best Rated Excess & Surplus Lines Carrier and supported by responsive claims service, this program is ideal for experienced contractors with solid loss histories. Ideal Accounts and Appetite We are actively seeking roofing contractors with at least three years of experience in repairs, replacements, or new installations. Our program is best suited for contractors whose primary business (over 60%) involves repair or replacement work. New construction must make up no more than 40% of operations. Acceptable classes include: Residential roofing contractors Light commercial roofing contractors Restrictions include: No hot tar, torch-down, or other hot work No flat roof work Subcontracted work must be under 25% of total operations Example: You might have a client who operates a small residential roofing business focusing on shingle replacements and minor commercial patch jobs. This type of account is a great match for our underwriting appetite. Coverage Highlights and Advantages Our Roofing Contractors Insurance program provides broad protection tailored to the needs of roofing professionals. Available coverages include: Property Coverages: Basic, Broad, or Special Form options Property Extension Endorsement available Inland Marine coverage General Liability: Limits up to: $2 million general aggregate $2 million products/completed operations aggregate $2 million personal/advertising injury $2 million per occurrence $100,000 damage to rented premises $1,000 medical payments Deductibles: $1,000 BI / $2,500 PD Per Project Aggregate available Blanket Additional Insured and Limited Waiver of Subrogation options CG2037 Completed Operations endorsement available for commercial jobs Competitive state-chart rating tools Underwriting Notes and Minimum Premiums This is a non-admitted program available through Cochrane & Company’s strong carrier relationships. Minimum premiums vary based on risk characteristics and state-specific factors. We aim to provide competitive pricing for qualified risks with good loss experience. Territories and Availability Our Roofing Contractors Insurance program is available in the following states: California Idaho Montana New Mexico Oregon Washington Wyoming Why Work With Cochrane & Company As a Managing General Agency with decades of experience in the roofing and construction space, Cochrane & Company offers agents access to niche underwriting expertise and strong carrier partnerships. Our responsive team helps you navigate non-admitted placements efficiently and effectively—so you can serve your contractor clients with confidence. Thank you for considering Cochrane & Company’s Roofing Contractors Insurance program. We look forward to helping you place your next roofing risk. Frequently Asked Questions What types of accounts are a good fit for this Roofing Contractors Insurance program?We are looking for residential and light commercial roofing contractors with at least three years of experience and a focus on repairs and replacements. New construction should be limited to 40% of operations or less. Are hot tar or flat roof jobs eligible for coverage?No, our program excludes risks involving hot tar, torch-down applications, hot work, and flat roof work. Can subcontracted work be included?Yes, but subcontracted work must account for less than 25% of the contractor’s operations to qualify for this program. Which states is this program available in?This program is available in California, Idaho, Montana, New Mexico, Oregon, Washington, and Wyoming. Is this program admitted or non-admitted?This is a non-admitted program written through an A+ XV A.M. Best Rated Excess & Surplus Lines Carrier. Need help placing an account? Connect with a market specialist.