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...ur program is designed for both residential and commercial daycare facilities.... and Non-Owned Auto Available Residential New Ventures Are Eligible Acc...

Some businesses involve services such as giving advice, making recommendations, designing things, providing physical care or representing the needs of others, which can lead to being sued by customers, clients or patients claiming that the business's failure to perform a job properly has injured them. Errors and omissions or professional liability insurance covers these situations. The policy will pay any judgment for which the insured is legally liable, up to the policy limit. It also provides legal defense costs, even when there has been no wrongdoing. Professional liability insurance protects companies and individuals against claims made by clients for inadequate work or negligent actions. Errors and omissions insurance often covers both court costs and any settlements up to the amount specified on the insurance contract. Deductibles Staring at $1,000 Premium Financing Available.

... got just the solution with our Residential Liability. Comprehensive Personal...

Claims Made Defense Costs Duty to Defend Broad Definition of Professional Services 2 Way Optional Extended Reporting Period Full Prior Acts Coverage Available

...00 Territory is Worldwide Residential Construction, Nec Residential Home Builder and/0r Developers ...

Professionals in any industry are expected to possess superior knowledge & skill because they are relied upon by society to exercise intellectual judgment in their particular areas of knowledge. Honest errors, employee training or dishonesty issues, and lack of documentation are just a few of the causes of negligence that professionals are faced with. For these reasons, professionals need our SBE Miscellaneous Errors & Omissions program which includes: Certain Underwriters at Lloyd’s (A.M. Best Rated “A”) Claims made & reported policy form Pay on behalf policy / duty to defend Available limits from $100,000 to $5,000,000 Prior acts (with no prior knowledge or notice) is available at additional premium and with underwriting approval Punitive & exemplary coverage (where insurable) Defense Outisde the Limits available (for an additional premium) Contingent BI & PD protection available for an additional premium Personal injury Sublimit available (for an additional premium) Aggregate deductible available for additional premium First Dollar Defense for Disciplinary Proceedings (up to $10,000) First Dollar Subpoena Defense Coverage (up to $5,000) Electronic Media Sublimit (for an additional premium) Coverage for 240+ professional rating categories Commission payable of 20% No minimum premium on most classes 24-48 hour turn around in most cases Flexible in-house underwriting An easy 2-page application + supplement (if necessary) Original documentation is not required Premium financing available No voicemail – Underwriters available when you need one to help you through the sales process PLIS, Inc. teams up with Specialty Risk Management®, Inc. (SRM®) to provide an independent resource of professionally licensed risk managers to assist Insureds with their day to day issues. Insureds have access to the hotline for services including: FREE unlimited, confidential 1-800 Hotline (phone) real-time response for immediate issues such as tips on client handling, indemnification agreements, proper disclaimer language with your client’s documentation, etc. Individual review of contracts held with clients and possible assistance by adding features that may help manage the client’s risks. Immediate access to a risk manager rather than voice mail. Hotline use throughout the policy period may impact E&O insurance – more efficient use of the deductibles, possible premium discounts and special coverage enhancements. Accessible resource for unlimited key company managers. All coverage features are still subject to individual underwriting and certain coverage features may be restricted. This information is not intended to be a representation of coverage or a guarantee of a quote or indication. See policy wording for coverage details.

For 30 years, we've been writing excess and surplus insurance coverage for many of Ohio's leading agents. They come back to us time and again because they know they can depend on our excellent service. At Ohio E & S Agency, service is our specialty. Our commitment is to return quotes in 1 to 3 days on risks we can rate in our office. We quote property, casualty, professional liability, D&O liability for profit and non-profit organizations, employment practices liability insurance, self-insured workers comp., and umbrellas. We do not write autos, long-haul trucking or garage liability.