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Search results for: Residential-Daycares
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... got just the solution with our Residential Liability. Comprehensive Personal...
...ur program is designed for both residential and commercial daycare facilities.... and Non-Owned Auto Available Residential New Ventures Are Eligible Acc...
Liability insurance on day care centers, preschools, and private kindergartens is difficult to place because of the high degree of responsibility placed on them to care for young children. Underwriting acceptability and the premium charged is based on the age of children, the activities the school provides, the qualifications and experience of teachers, the teacher/child ratio, the school's accreditation, and the degree of supervision over both teachers and children. Abuse and molestation coverage is usually excluded but can be bought back for sub-limits to cover defense and claims for negligent supervision.