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...prehensive Insurance for Sewer and Water Main Contractors Sloan Mason Insura...rogram?This program targets sewer and water main contractors working on new tr...

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Sloan Mason Insurance Services, Inc. specializes in placing challenging and hard-to-place risks, with a strong focus on Product Liability Insurance and General Liability coverage. As a wholesale broker with access to multiple carriers, Sloan Mason offers flexible solutions for manufacturers and distributors whose products or operations fall outside of standard underwriting appetites. Whether your client produces industrial components or consumer goods, Sloan Mason can help tailor a liability policy that addresses complex exposures and risk transfer needs. Ideal Accounts and Appetite Sloan Mason is a strong market for agents and brokers working with niche or higher-risk manufacturers and distributors. They regularly consider accounts involving: Amusement Devices Automobile/Truck Parts (non-critical) Boats and Marine Products Chemicals and Pharmaceuticals Consumer Products and Toys Contractors Equipment and Machinery Fireworks Medical and Diagnostic Equipment Personal Protective Equipment Lawn & Garden Equipment Mining and Railroad Equipment Pesticides and Plastics Printing Presses Sporting Goods (excluding football helmets and trampolines) Trailers, Tanks, and Valves And more You might have a client who manufactures aftermarket marine components or distributes specialty consumer electronics—both examples of accounts Sloan Mason can evaluate. Their underwriters are prepared to review applications with unique exposures that traditional markets may decline. Coverage Highlights and Advantages Sloan Mason’s Product Liability solutions are built for complexity. Key benefits include: Access to multiple carriers, including some admitted markets where available Customized terms, including high deductibles and self-insured retention options Capacity up to $2 million per occurrence Support for emerging product technologies and legacy product exposures Their tailored approach makes them a valuable partner when navigating liability issues tied to manufacturing, importing, or distributing goods with challenging safety, compliance, or usage factors. Underwriting Notes and Minimum Premiums Limits available up to $2 million per occurrence Minimum premium: $15,000 for $1 million limit Minimum deductible: $10,000 Due to the specialized nature of this program, complete application submissions and detailed product information are strongly encouraged to ensure the best possible underwriting outcome. Territories and Availability This Product Liability Insurance program is available in most U.S. states, including but not limited to CA, TX, FL, NY, IL, and PA. Sloan Mason supports licensed agents and brokers across 48 states and Washington, D.C. Reach out to confirm specific state availability or to discuss multistate exposures. Why Work With Sloan Mason With years of experience in placing hard-to-place liability risks, Sloan Mason brings deep underwriting knowledge, a responsive service model, and access to multiple markets to help you secure reliable coverage for your manufacturing and distribution clients. Their strength lies in evaluating risks that require a more thoughtful, customized strategy—especially when standard markets say no. Call Sloan Mason today to discuss your Product Liability Insurance opportunities and get expert help navigating this complex line of business. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for manufacturers and distributors of products with elevated liability exposures, including amusement devices, consumer goods, medical equipment, and specialty machinery. Are admitted markets available for this coverage?Yes, Sloan Mason has access to both admitted and non-admitted markets, depending on the state and risk profile. What is the minimum premium for this Product Liability program?The minimum premium starts at $15,000 for $1 million in coverage, with higher limits available. Are certain products excluded from coverage?Yes, Sloan Mason does not typically write football helmets or trampolines. All submissions are reviewed on a case-by-case basis. Which states is this program available in?This program is available in most U.S. states, including CA, TX, NY, FL, and many others. Contact Sloan Mason to confirm availability in your client’s state. Need help placing an account? Connect with a market specialist.

We are a unique insurance company. The ‘prime’ reason for our success is our unique partnership approach to agents, insureds and markets. We partner with agents and brokers and provide custom underwriting expertise and offer innovative solutions when other carriers decline coverage. We do not interfere with your current markets. We have the in house expertise and staffing to respond quickly with expertise and accurate quotes. We adapt constantly to the needs of insureds, and provide them with top-notch service with support, claims management. We have a proven track record of fighting frivolous litigation, something you do not see many of our competitors do. Hard to place risks, creative underwriting and superior customer service combined with our many markets and our stellar track record make Prime Insurance a logical choice for all agents and brokers. As an agent/broker - If you care about providing quality products and services to your clients, then you should partner with Prime.