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Sloan Mason Insurance Services, Inc. specializes in placing challenging and hard-to-place risks, with a strong focus on Product Liability Insurance and General Liability coverage. As a wholesale broker with access to multiple carriers, Sloan Mason offers flexible solutions for manufacturers and distributors whose products or operations fall outside of standard underwriting appetites. Whether your client produces industrial components or consumer goods, Sloan Mason can help tailor a liability policy that addresses complex exposures and risk transfer needs.
Ideal Accounts and Appetite
Sloan Mason is a strong market for agents and brokers working with niche or higher-risk manufacturers and distributors. They regularly consider accounts involving:
Amusement Devices
Automobile/Truck Parts (non-critical)
Boats and Marine Products
Chemicals and Pharmaceuticals
Consumer Products and Toys
Contractors Equipment and Machinery
Fireworks
Medical and Diagnostic Equipment
Personal Protective Equipment
Lawn & Garden Equipment
Mining and Railroad Equipment
Pesticides and Plastics
Printing Presses
Sporting Goods (excluding football helmets and trampolines)
Trailers, Tanks, and Valves
And more
You might have a client who manufactures aftermarket marine components or distributes specialty consumer electronics—both examples of accounts Sloan Mason can evaluate. Their underwriters are prepared to review applications with unique exposures that traditional markets may decline.
Coverage Highlights and Advantages
Sloan Mason’s Product Liability solutions are built for complexity. Key benefits include:
Access to multiple carriers, including some admitted markets where available
Customized terms, including high deductibles and self-insured retention options
Capacity up to $2 million per occurrence
Support for emerging product technologies and legacy product exposures
Their tailored approach makes them a valuable partner when navigating liability issues tied to manufacturing, importing, or distributing goods with challenging safety, compliance, or usage factors.
Underwriting Notes and Minimum Premiums
Limits available up to $2 million per occurrence
Minimum premium: $15,000 for $1 million limit
Minimum deductible: $10,000
Due to the specialized nature of this program, complete application submissions and detailed product information are strongly encouraged to ensure the best possible underwriting outcome.
Territories and Availability
This Product Liability Insurance program is available in most U.S. states, including but not limited to CA, TX, FL, NY, IL, and PA. Sloan Mason supports licensed agents and brokers across 48 states and Washington, D.C. Reach out to confirm specific state availability or to discuss multistate exposures.
Why Work With Sloan Mason
With years of experience in placing hard-to-place liability risks, Sloan Mason brings deep underwriting knowledge, a responsive service model, and access to multiple markets to help you secure reliable coverage for your manufacturing and distribution clients. Their strength lies in evaluating risks that require a more thoughtful, customized strategy—especially when standard markets say no.
Call Sloan Mason today to discuss your Product Liability Insurance opportunities and get expert help navigating this complex line of business.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for manufacturers and distributors of products with elevated liability exposures, including amusement devices, consumer goods, medical equipment, and specialty machinery.
Are admitted markets available for this coverage?Yes, Sloan Mason has access to both admitted and non-admitted markets, depending on the state and risk profile.
What is the minimum premium for this Product Liability program?The minimum premium starts at $15,000 for $1 million in coverage, with higher limits available.
Are certain products excluded from coverage?Yes, Sloan Mason does not typically write football helmets or trampolines. All submissions are reviewed on a case-by-case basis.
Which states is this program available in?This program is available in most U.S. states, including CA, TX, NY, FL, and many others. Contact Sloan Mason to confirm availability in your client’s state.
Need help placing an account? Connect with a market specialist.
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https://completemarkets.com/company/sloanmason/Renewable-Energy-Insurance/
Sloan Mason Insurance is pleased to offer access to a competitive Renewable Energy Insurance program backed by an 'A' rated carrier. Designed specifically for renewable energy accounts, this program targets operations in Solar, Wind, Biofuel, Geothermal, and Wave Power sectors. Whether your client is launching a new project or expanding an existing energy operation, this market can help address their unique liability and environmental exposures.
Ideal Accounts and Appetite
This program is ideal for contractors, developers, equipment manufacturers, and operators involved in renewable energy production. Target classes include:
Solar panel installation and maintenance providers
Wind turbine contractors or operators
Biofuel production facilities
Geothermal energy drillers or operators
Wave and tidal energy developers
You might have a client who specializes in solar farm construction or a company expanding into wind energy generation—both are great fits for this program. Risks with a focus on clean energy infrastructure and associated services are strongly considered.
Coverage Highlights and Advantages
This program offers a range of essential coverages tailored to the renewable energy sector:
General Liability – Includes completed operations and can address unique liability risks in the renewable energy space.
Pollution Liability – A key concern for renewable operations, especially in biofuel and geothermal sectors.
Commercial Auto – For fleets transporting equipment or personnel to job sites.
Umbrella Coverage – Added protection for larger or multi-site operations.
Coverage is written through various markets, with some admitted options available based on state and risk type.
Underwriting Notes and Minimum Premiums
To ensure a timely and accurate quote, the following underwriting information is required:
Five years of payroll and revenue history
Five years of currently valued loss runs (within 90 days of requested effective date)
Completed ACORD applications for all lines of coverage requested
Completed Supplemental Application
Minimum Premiums:
$10,000 for General Liability and Pollution
$5,000 for Auto
$5,000 for Umbrella
Please refer to our Renewable Energy-Solar-Wind-Biofuel-Geothermal-Wave Power Data Sheet for more application details.
Territories and Availability
This program is available in most U.S. states, including but not limited to: CA, TX, NY, FL, IL, CO, and WA. Sloan Mason Insurance has access to both admitted and non-admitted markets, depending on the location and risk profile.
Why Work With Sloan Mason Insurance?
As a trusted wholesale broker, Sloan Mason Insurance brings deep expertise in complex and emerging energy risks. Our access to high-quality markets, commitment to responsive service, and understanding of renewable energy exposures allow us to support agents in placing both standard and niche accounts. We help you navigate underwriting requirements and deliver competitive solutions for your clients.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program targets renewable energy operations such as solar panel installers, wind farm developers, biofuel producers, and geothermal or wave power companies.
What coverages are available under this program?Available coverages include General Liability, Pollution Liability, Commercial Auto, and Umbrella.
What are the minimum premiums?Minimum premiums start at $10,000 for General Liability and Pollution, and $5,000 each for Auto and Umbrella.
What underwriting information is needed to get a quote?You'll need 5 years of payroll and revenue history, 5 years of currently valued loss runs, completed ACORDs, and a supplemental application.
Is this program available nationwide?The program is available in most U.S. states. Some markets are admitted, depending on the state and risk class.
Need help placing an account? Connect with a market specialist.