https://completemarkets.com/company/burnsandwilcox/Garage-Liability/
Garage Liability Solutions from Burns & Wilcox
Automobile service and sales businesses face unique and complex risks every day. Whether it's a dealership test drive, a repair shop handling customer vehicles, or a valet service managing high-end autos, these operations can result in significant exposure to property damage, bodily injury, and costly litigation.
Burns & Wilcox offers a comprehensive Garage Liability program designed to help independent agents and brokers place business for clients in the auto service and dealership industries. With access to both admitted and non-admitted markets, and the flexibility to write coverage as monoline or as part of a package, this program is well-suited for a wide range of garage-type risks.
Target Classes and Ideal Accounts
This program is built to support a broad spectrum of garage-related operations, including but not limited to:
New and used auto dealers
Service and repair garages
Heavy truck and trailer sales and service
Motorcycle, RV, ATV, and boat dealers
Valet and parking lot operations
Auto auctions, classic car restorers, and salvage yards
If you have a client operating a full-service car wash with detailing and oil change services, or a dealership that also performs on-site repairs and accessory installations, this program is a strong fit.
Coverage Features and Benefits
Monoline Dealer’s Open Lot and Garagekeepers policies available
Comprehensive package options including Garage Liability, Scheduled Autos, On Hook, Property, Business Income, and more
Admitted and non-admitted carrier access
Coverage for premises and auto liability combined
Pollution, cyber liability, and fire legal liability options
Dealer’s Errors & Omissions (E&O) and broad form products
Drive other car coverage and excess limits available
Wide range of limits and deductibles to fit any size account
Underwriting and Availability
Burns & Wilcox underwriters bring deep expertise in the garage liability space and can craft tailored solutions based on your client's operations. Admitted and non-admitted options allow flexibility in both risk appetite and pricing strategy. A wide range of deductible options and limit structures is available to accommodate accounts of all sizes and complexities.
Territories Served
This program is available in all 50 states plus Washington, DC. No matter where your client operates, Burns & Wilcox can help you find a solution.
Why Choose Burns & Wilcox?
As a leading Managing General Agency, Burns & Wilcox combines underwriting expertise with access to a wide array of specialty markets. Their Garage Liability program delivers the robust coverage and flexibility your clients need, with the responsive support and deep market knowledge you expect. Whether you're placing a single-location repair shop or a multi-state dealer group, you’ll benefit from working with a partner who understands the nuances of the auto service industry.
Frequently Asked Questions
What types of accounts are a good fit for the Burns & Wilcox Garage Liability program?This program is ideal for auto dealers, repair garages, motorcycle and RV dealers, valet services, salvage yards, and similar operations.
Can I package multiple coverages under this program?Yes. Burns & Wilcox offers package options including Garage Liability, Dealer’s Open Lot, Garagekeepers, Property, Business Income, and more.
Is this program available in all states?Yes, the Garage Liability program is available in all 50 states plus Washington, DC.
Are both admitted and non-admitted carriers available?Yes, depending on the risk, Burns & Wilcox can place coverage through either admitted or non-admitted markets.
Does this program offer coverage for cyber liability and pollution?Yes. Optional coverage for cyber liability and pollution is available to enhance your client’s protection.
Need help placing an account? Connect with a market specialist.