https://completemarkets.com/company/environmentalunderwritingsolutions/environmental-engineers-consultants-contractors-insurance/
Comprehensive Insurance for Environmental Engineers, Consultants & Contractors
Environmental Underwriting Solutions offers a flexible, market-backed insurance program tailored for environmental engineers, consultants, and contractors. This specialized package combines multiple lines of coverage into a single solution designed to address the spectrum of environmental exposures—so you can place accounts with confidence whether the client is a small consulting firm or a large remediation contractor.
Ideal Accounts and Appetite
The program targets a broad range of environmental service providers, including:
Environmental consultants and engineers
Site assessment and soil/groundwater remediation contractors
Asbestos, lead, and mold abatement specialists
UST/AST testing, removal and closure operations
Hazardous materials transportation providers
Typical fits include firms performing site investigations, remediation contractors handling contaminated soils, and consultants preparing environmental impact assessments. The program is less likely to accept high-frequency pollution contractors with repeated large loss histories or heavy petrochemical refining operations—if you have a borderline risk, the underwriting team can discuss acceptable mitigations.
Coverage Highlights and Advantages
The program offers a comprehensive package policy that can be tailored to the account and may include:
Commercial General Liability (CGL)
Contractor Pollution Liability (CPL)
Professional Liability (E&O)
Auto Liability
Workers' Compensation
Available features and optional extensions include:
Worldwide coverages
Separate limits for defense costs
Transit and non-owned disposal site coverage
Media & technology coverage
OCP policies packaged with other lines
Railroad Protective Liability policies
Mold coverage where appropriate
Limits are available up to $25,000,000 with deductible options that depend on the risk profile. That range makes the program suitable for small firms needing entry-level protection as well as larger operations requiring substantial limits.
Underwriting Notes and Minimum Premiums
Underwriting is managed by Environmental Underwriting Solutions, a wholesale broker with access to multiple carrier partners and focused expertise in environmental exposures. Their team works with agents to evaluate complex risks, identify exclusions or priority issues, and structure competitive placements.
Minimum premiums vary by coverage and program structure:
$2,000 for monoline environmental policies
$2,500 for package and mold programs
$1,500 for excess liability policies
Territories and Availability
This program is available in most states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Admitted options are available in many jurisdictions depending on the carrier and specific risk characteristics.
Why Work With Environmental Underwriting Solutions
As a wholesale broker focused on environmental exposures, Environmental Underwriting Solutions brings technical underwriting knowledge and broad market access that generalist wholesalers may not provide. Their strengths include:
Specialized environmental underwriting expertise
Access to multiple carriers and program structures
Flexible package options that simplify placement
Responsive service for complex or nonstandard risks
Example account scenarios you can place through this program:
A midsize environmental consulting firm needing combined professional liability and pollution limits for site assessments and remediation oversight.
A contractor performing soil remediation and UST closures seeking a package policy with CPL, CGL, and transit coverage.
Need help placing an account? Connect with a market specialist.
Frequently Asked Questions
What types of accounts are a good fit for this program?Environmental consultants, engineers, remediation contractors, and abatement specialists are all strong candidates. The program is designed for a wide range of environmental services, from site assessments to remediation work.
What coverages are included in the package policy?The package can include CGL, contractor pollution liability, professional liability, auto liability, and workers' compensation. Optional add-ons such as transit, non-owned disposal site, and mold coverage are available where appropriate.
What are the minimum premiums for this program?Minimum premiums start at $2,000 for monoline environmental policies, $2,500 for package and mold programs, and $1,500 for excess liability placements. Final minimums depend on coverages and carrier appetite.
Is this program available in my state?The program is available in most U.S. states, including CA, TX, FL, NY and many others. Admitted options are available in many jurisdictions depending on the carrier selected.
Why should I use Environmental Underwriting Solutions for environmental risks?They specialize in environmental exposures and provide access to multiple carriers, technical underwriting expertise, and tailored policy structures—helping you find solutions for complex or nonstandard accounts.
Need help placing an account? Connect with a market specialist.