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Policy Highlights for Truckers Insurance: Colonial General Insurance Agency, Inc. offers a Truckers Insurance program tailored for truck...of accounts are a good fit for this Truckers Insurance program?This program is...

Truckers Cargo & Physical Damage Package Prog...submissions for U.S./Canada and U.S./Mexico border operations as well as risks...

Here are some featured markets we thought you might be interested in taking advantage of: Schools and Colleges General Liability Insurance (Directors, Trustees, Faculty and Employees), Opportunities for New Jersey Insurance Agents, Religious Organizations Insurance, Commercial Auto Insurance, Grocery Store Insurance, Nonprofits and Social Services Insurance, Restaurant Workers Compensation Insurance, Pest Control Insurance

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Event Select is RISC's in-house program that delivers modular, event cancellation solutions tailored for promoters, venues and event organizers. RISC Inc. offers this Event Cancellation Insurance program for a wide range of live and ticketed events and can include coverage for disease outbreak and many adverse weather scenarios when eligible. The program is placed through Lloyd’s of London and is administered by RISC as a Managing General Agency. Overview of the Program from RISC Inc. Event Select is built for agents who need a flexible event cancellation product that can be structured on either a gross revenue or an expense basis. Coverage includes standard perils such as extreme weather and damage to premises, and an optional communicable disease module is available where permitted. Limits are available up to $10 million (higher limits available upon request). Ideal Accounts and Appetite Concerts and touring shows Trade shows, conventions and exhibitions Festival and fair organizers Art & antique shows and corporate meetings Outdoor events including golf outings (specialized wording available) Best fit: single-event and annual series with clear revenue or expense exposure, documented ticketing or contracts, and professional event management. RISC typically declines accounts with unresolved prior losses, poorly documented contracts, or highly speculative/volatile formats without loss-mitigation plans. Coverage Highlights and Advantages Triggers include extreme weather (blizzard, hurricane, earthquake, flood, tornado), damage to premises, airline delays, cancellation of keynote speakers, national mourning, and more. Communicable disease option available where allowed. Coverage for curtailment, enforced reduced attendance, and failure to vacate. Labor dispute coverage (cancellation or interruption due to industrial action). Terrorism sub-limit of $750,000 included. Limits up to $10 million; higher limits considered on referral. Underwriting Notes and Minimum Premiums Minimum premium: $1,500. Underwriting focuses on the event schedule, historical attendance or revenue, ticketing and refund policies, contracts with suppliers and talent, contingency plans, and loss history. Provide the event summary, estimated gross receipts or anticipated expenses, key contracts (venue, talent, vendors), and any existing cancellation/rider language when submitting. Territories and Availability Available (non-admitted placement through Lloyd’s) in the following states and territories: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why Work With RISC Inc. on Event Cancellation Program underwriting tailored to event risks and promoter needs. Access to Lloyd’s capacity for high-limit placements and specialty exposures. Flexible wording for outdoor events and special exposures like communicable disease. Direct MGA support to help you structure submissions and clarify coverage triggers. Example scenarios: You have a client promoting a weekend music festival with projected gross receipts of $750,000 — Event Select can be quoted on a gross revenue basis with options for communicable disease and weather triggers. A regional trade show organizer seeking coverage for exhibitor fees and venue expenses after a keynote speaker cancellation — RISC can offer wording that includes speaker cancellation and enforced reduced attendance. Contact RISC today to discuss placement or to request sample wordings and submission requirements: www.gorisc.com 214-954-0707 Frequently Asked Questions What types of events are a good fit for Event Select?Events with documented revenue or expense exposure and formal contracts are ideal — concerts, festivals, trade shows, conventions, exhibitions and corporate meetings are typical fits. Outdoor events can be accommodated with specialized wording. Is communicable disease coverage available?Yes — a communicable disease option is available where allowed by state regulations. Availability and terms depend on the event details and jurisdiction. What is the minimum premium and typical limits?The program has a minimum premium of $1,500. Limits are available up to $10 million, with higher limits available on referral to Lloyd’s capacity. What information does RISC require with a submission?Provide an event summary, estimated gross receipts or estimated expenses, copies of venue/talent/vendor contracts, the event schedule, and any loss history. Clear documentation speeds underwriting and quoting. How quickly can coverage be quoted or bound?Timing depends on the completeness of the submission and the complexity of the risk. Simple, well-documented single-event submissions are often quoted more quickly; complex or high-limit placements may require additional underwriting review with Lloyd’s capacity. Need help placing an account? Connect with a market specialist.

Comprehensive Insurance Solutions from Crum & Forster As a trusted carrier with deep experience across diverse lines, Crum & Forster offers a wide range of insurance solutions tailored to meet the evolving needs of your clients. Through our TEST program, we provide flexible coverage options across all available markets, giving independent insurance agents and brokers a reliable partner for placing complex or hard-to-place risks. Ideal Accounts and Appetite The TEST program is designed to serve a broad spectrum of industries and risk profiles. Whether your client operates in a niche sector or a mainstream business category, Crum & Forster can help you secure appropriate coverage solutions. Our underwriting team evaluates a wide range of commercial accounts, and we aim to support agents in placing risks that may not fit standard market appetites. Examples of accounts that may be a good fit include: A regional contractor seeking customized liability and property coverage A growing retail chain expanding into multiple states with varied exposures A professional services firm needing tailored E&O solutions Coverage Highlights and Advantages Our TEST program offers access to a full suite of coverages depending on the risk profile, including but not limited to: General Liability Property Professional Liability Inland Marine Excess & Umbrella We work with a wide range of markets and leverage our underwriting expertise to deliver competitive coverage structures. Whether your client needs basic protection or complex, layered solutions, Crum & Forster’s market access and flexibility can help you close the deal. Underwriting Notes and Minimum Premiums Our team evaluates each submission based on risk characteristics, loss history, and industry class. While the minimum premium for this program may vary depending on the line of coverage and class of business, we strive to offer competitive pricing for well-qualified accounts. Submissions with complete applications, loss runs, and supporting documentation receive priority consideration. Territories and Availability The TEST program is available in all 50 states, including the District of Columbia. Whether you’re writing business in California, New York, Texas, or smaller markets like Vermont or Wyoming, Crum & Forster has you covered. Our broad territorial reach makes us a strong partner for agencies with multi-state clients or regional growth strategies. Why Work With Crum & Forster As a well-established carrier, Crum & Forster brings stability, flexibility, and underwriting expertise to the table. Our responsive service model, broad market access, and commitment to agents make us a valuable resource for placing difficult or specialized accounts. We understand the challenges agents face in today’s insurance marketplace and are here to provide effective solutions that help you grow your book. To learn more about our capabilities, visit our company profile or explore the full range of offerings on our storefront. Frequently Asked Questions What types of accounts are a good fit for the TEST program?The program is flexible and can accommodate a wide range of commercial accounts, including contractors, retailers, and professional service providers. Is this program available in all states?Yes, the TEST program is available in all 50 states and the District of Columbia. What types of coverage are offered through this program?Depending on the risk, available coverages may include General Liability, Property, Professional Liability, Inland Marine, and Excess/Umbrella. What is the minimum premium requirement?Minimum premiums vary based on the specific risk and coverage lines, but competitive pricing is available for qualified submissions. How can I submit a risk for consideration?Submit a complete application with loss runs and supporting documentation through your appointed channels for prompt underwriting review. Need help placing an account? Connect with a market specialist.

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