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...ed by high winds, hurricanes, or windstorms. It is often used in coastal or hi...ial properties, some insurers offer monoline wind policies for high-value home...

...ized policy that focuses only on windstorm and seismic events, rather than bun...l property inside a building? Some monoline policies include contents or offe...

Keep reading for essential info on program conceptualization, marketing, placing and servicing programs.

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...erties are often subject to high windstorm deductibles, leaving both commercia...tands the challenges that come with windstorm deductibles and is ready to help...

Midlands specializes in Wind Hail Deductible Buybacks across Texas, Oklahoma, Kansas, Louisiana, and Missouri. This program is designed to help reduce the out-of-pocket exposure your insureds face from high wind and hail deductibles—especially in Tier 1 and CAT-prone areas. With access to a strong network of carriers, responsive underwriting, and competitive rates, Midlands Management Corp makes placing Wind Hail Deductible Buybacks both simple and efficient. Our deep experience in the central and southern U.S. wind market allows us to offer solutions tailored to the unique needs of property owners in these high-exposure regions. Whether you're working with multifamily complexes, retail centers, or industrial buildings, our Wind Hail Deductible Buyback program can be the key to helping your clients better manage their risk and protect their bottom line. Program Highlights: • Low fees • Fast turnaround times • Available for Tier 1 and non-CAT wind zones • Overlying wind coverage must be in place • $2,000 minimum premium • Low retentions available • Retail agents only • 10% commissions • Quote requirements: Completed ACORD 125, Statement of Values (with year built, roof age/type), 3 years loss history, overlying property policy terms, requested WHDBB limit Place your next Wind Hail Deductible Buyback risk with Midlands and find out why we’re a top choice among independent agents seeking smart deductible solutions for their clients in wind-exposed areas. Frequently Asked Questions What types of accounts are a good fit for this program?This program works well for commercial property owners in wind-prone areas, including multifamily, retail, hospitality, and industrial risks with high wind/hail deductibles. Which states is this program available in?The Wind Hail Deductible Buyback program is currently available in Texas, Oklahoma, Kansas, Louisiana, and Missouri. Is this program available only for Tier 1 areas?No, the program is available for both Tier 1 coastal zones and non-CAT inland wind exposures, as long as overlying wind coverage is in place. What is the minimum premium requirement for this program?The minimum premium for this program is $2,000. Can surplus lines brokers access this program?No, this program is designed for retail agents only. Need help placing an account? Connect with a market specialist.

...a) Brush fire / wildfire Windstorm* (including Florida Tri-State) ...