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... find the right level of risk to retain. Previous trends in Workers Compensation pricing had sometimes fluctuated between the extremes - from standard premium plans to high excess-of-deductible layers and back to guaranteed cost. In the coming years, risk managers may find middle excess layers and moderate aggregate limits more appropriate win-win solutions that are preferable to all-or-nothing risk positions. As organizations retain greater levels of risk, the need to manage that exposure becomes paramount. Using captive insurance subsidiaries may become more prevalent in the years ahead. In addition to potential tax benefits ... We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Workers Comp Underwriting Trends 4/30/2013 12:00:00 AM by CompleteMarkets Editor , David Blessing This content has not been rated yet. At the end of the last decade, most companies weren't focusing on changing their Workers Compensation programs. Prices had ... decreasing or were flat for many years, and coverage was easy to come by. Now the Workers Compensation market is beginning to change. Risk managers will see the following underwriting trends during the next few years: Trend 1: The market appears to be shifting. During the 1990s Workers Compensation pricing conditions were the softest that almost anyone can remember. The popularity of guaranteed cost programs exploded, and many risk managers were able to remove liabilities from their balance sheets at attractive prices. Now there are indications that the market is firming ...

Workers Comp Underwriting Trends
At the ...that change is happening. In the new Workers Compensation marketplace, successful pro...