https://completemarkets.com/Article/article-post/1548/OCCUPATIONAL-EXPOSURE-TO-FORMALDEHYDE/
...de is a potential human carcinogen. Airborne concentrations above 0.1 ppm (per million parts of air) can cause irritation of the eyes, nos...HA estimates that the total number of firms using formaldehyde is 112,066; emp...
https://completemarkets.com/Article/article-post/1630/MANAGING-RISK-A-GUIDE-FOR-YOUR-BUSINESS-CLIENT-PART-2-OF-4/
...of executives allowed to fly in one airplane. Insurance bidding or market... don't know can hurt you. Periodic monitoring, using all the tools mentioned a...
https://completemarkets.com/Article/article-post/229/Agency-Risk-Management-Of-Soft-Market-Hard-Market-Exposures/
...ate the industry is still up in the air; although the states will probably con...
https://completemarkets.com/Article/article-post/2262/HOW-STAGED-ACCIDENTS-WORK/
...ign papers and give the business an air of legitimacy. In either case, the adm...being arrested for trespassing! Law firms willing to engage in the knowing r...
https://completemarkets.com/Article/article-post/1025/HOW-TO-AVOID-THE-12-MOST-COMMON-CAUSES-OF-BROADCAST-TOWER-LOSS/
...ertain times of the year, making repairs impossible. As a result, the possibil...ent policies for regular equipment monitoring. 12. MANAGEMENT'S REFUSAL T...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/229/Agency-Risk-Management-Of-Soft-Market-Hard-Market-Exposures/
... the Internet, so there's no reason for not keeping up with rating changes and developments. REGULATORY ISSUES Regulatory issues involve state insurance regulatory agencies and the roles they play. The issue of whether a state or federal agency will regulate the industry is still up in the air; although the states will probably continue to regulate, this might change. Possible areas of change include licensing standardization among the states, the possibility of a single federal agent's license, resident/nonresident agent status, electronic signatures, and electronic commerce in general. ... O policy and every renewal, as well as any policy provisions, if you shop your renewal with other E&O markets. If there's an insolvency exclusion, ask your E&O carrier if it can be deleted based on your written policies and procedures for monitoring activity. If not, the carrier might have a broadening endorsement that reduces the impact of an insolvency, based on special circumstances. Develop, install, and enforce a policy of not using carriers with "vulnerable" ratings. If special circumstances force you to ... Best's or other rating organizations. RATINGS A.M. Best, established in 1899, has a huge database. It's considered the leader and the standard for the industry. There are other rating organizations, most of which are also outstanding sources of information. Some of these firms specialize in certain areas. As a general rule, avoid carriers that A.M. Best rates as "vulnerable," although sometimes there's no other market available. Best rates carriers with a "B " or below and those with a financial performance rating (assigned ...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/1025/HOW-TO-AVOID-THE-12-MOST-COMMON-CAUSES-OF-BROADCAST-TOWER-LOSS/
... solves problems but also may help to identify potential causes of damage. 8. LOSS CONTROL PROCEDURES. An absence of some or all key loss control procedures can result in an unnecessary signal loss. Taking the right steps in advance will help keep the station on the air and minimize down time. Utilize an Emergency Restoration Service (ERS) . Provide for an auxiliary tower. Provide for a back-up antenna. Provide for an alternative source of power: 1) install an on-site generator; 2) contract for emergency generator use; ... waiver for damage to property of others mounted on the tower, i.e., microwave dishes or antennas. A failure to install central source security systems, such as smoke detectors, motion detectors, and fire extinguishing systems. A failure to implement policies for regular equipment monitoring. 12. MANAGEMENT'S REFUSAL TO BELIEVE THAT A LOSS OF SIGNAL CAN OCCUR. With all the pressing daily issues of running a station, it is easy to neglect fixing the roof when it isn't raining. In the final analysis, neglect is perhaps the major ... surge arrestors and line chokes. Phone lines should be protected with MOVs (Metal Oxide Varistors) . In lightning zones 6 or higher, lightning dissipation systems are highly recommended. It is prudent to have all grounding and lightning dissipation work be done by a professional lightning-abatement firm. 3. ICE. Two types of ice cause problems. Rime ice is similar to what is found in a refrigerator. It weighs about 17 pounds per cubic foot and is quite porous. Glaze ice is different, and occurs only in certain geographic areas ...