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...no relationship already exists, be careful when entering into a multi-year arr... sense for your organization requires careful consideration of all these point...

... Carefully read any multi-year policy to understand whether the policy is non-cancelable or whether one or both parties can sever the commitment should the relationship sour. Truly non-cancelable policies are rare and can be a double-edged sword if the insurer proves to be more of an enemy than an ally. If the premium is not written on a flat-rate basis, make sure you understand how and when premium adjustments are to be made. Keep in mind that even guaranteed-cost policies are usually adjustable, depending on loss ratio or other criteria. Make sure you have ... . Negotiate lucrative contracts with carriers and wholesalers. Net result. More revenue for your agency! Clients & Prospects will research you, your co-workers and your agency here. The most comprehensive online insurance industry reference library for - Personal Lines Professionals Commercial Lines Professionals Life/Health & Benefits Professionals Online newsletters and content that you can use for your clients and social media efforts. Ability to attach leads and clients to your specific market searches, with e-mail alerts for all the market, articles, blogs and people searches you make. And ... into a multi-year policy helps to build a beneficial relationship with the insurer may be wishful thinking. Many insureds are able to continue long-term business relationships with their insurer that are indeed beneficial to both parties-and we encourage such arrangements. But if no relationship already exists, be careful when entering into a multi-year arrangement. Relationships are built on trust and experience over long periods of time, not on a single multi-year policy with an insurer you know little about. More is less. Though multi-year policies allow for more efficient use of limits than ...

... manual as new computer upgrades are installed or new job positions are staffed. All procedures should be reviewed thoroughly at least every two years and/or when another agency or book of business is acquired. During the past ten years automation has become one of the best allies of a loss-control program. Not only do the computer systems enforce standardization, they make it a lot easier to keep detailed records of every transaction. Most courts will now accept electronic data storage as comparable and sometimes even preferable to paper files. Virtually every communication ... . Negotiate lucrative contracts with carriers and wholesalers. Net result. More revenue for your agency! Clients & Prospects will research you, your co-workers and your agency here. The most comprehensive online insurance industry reference library for - Personal Lines Professionals Commercial Lines Professionals Life/Health & Benefits Professionals Online newsletters and content that you can use for your clients and social media efforts. Ability to attach leads and clients to your specific market searches, with e-mail alerts for all the market, articles, blogs and people searches you make. And ... sales time, impact on employee morale and productivity, and the damage that the news can do to the agency's reputation can be devastating. To avoid having a claim filed against you, you must make sure that your insureds have confidence in the agency's ability to take care of their needs. To successfully defend and mitigate the damages from a lawsuit, your staff must be confident that the situation has been handled appropriately. Professionalism, education, and training are the keys to developing that necessary confidence both from the insureds and the agency ...