https://completemarkets.com/Article/article-post/2254/ALTERNATIVE-RISK-FINANCING-NOT-JUST-FOR-FORTUNE-500-COMPANIES/
Alternative Risk Financing: Not Just For Fortune 500 Companies
ALTERNATIVE RISK FINANCING: NOT JUST FOR .... Reproduced with permission from riskVue, a free monthly online magazine for risk and insurance professionals.
https://completemarkets.com/Article/article-post/973/AGENCY-COMPENSATION-FINDING-ALTERNATIVES/
Agency Compensation: Finding Alternatives
AGENCY COMPENSATION: FINDING ALTERNATIVES by Carol Hammes Some indepe...ies charge at least $100 per hour for risk management and loss control consult...
https://completemarkets.com/company/raley-watts-oneill/Articles/content-package/Member-Content/TabCategory/article-post/1023/Disaster-Insurance-Planning/
... ? Are you covered for a denial of access order issued by civil authorities? Does your insurance cover loss incurred as a result of a disruption of transportation services? If the Disaster Management Team makes a disaster declaration' does your insurance cover the costs charged by your alternate site vendor? Does it cover all the extra personnel and other costs associated with activating and operating the alternate site? Do you carry enough Life insurance on key executives? Have you reviewed your coverage with your professional insurance advisor within the past year? If you ... suppliers or buyers, cover payroll expenses, and also provide protection for a multitude of other contingencies. Numerous other types of business insurance should also be considered to minimize the damage from a disaster. The first thing step in this planning process is to work with a risk management professional to identify all the hazards that the organization is exposed to. The next step is to determine a response the identified risks. You have three options: Risk Avoidance - Act to reduce or eliminate the risk. Risk Transfer - Reduce the financial damage ... assigning the risk to an insurance company or other party. Risk Acceptance - Accept the risk to the extent that it's neither practical nor possible to avoid or transfer it. If the risk can be eliminated, you won't need insurance. If the risk can't be transferred or insured against, it must be accepted. For risks that can't be eliminated, insurance remains your company's best protection against financial disaster and possible ruin. As important as it can be to have insurance, it's just as important to have the right insurance. Weigh ...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/652/A-Perpetuation-Planning-Primer/
... (which can be unpleasant for a widow or an estate to deal with) a multiple-of-revenues formula (an inexact way of determining value) a multiple-of-pro-forma-profits formula (a better idea, but difficult to identify the real profit number properly) a third-party appraisal (the best alternative) It's also important to recognize that the value of the organization can and frequently will vary, depending on who the buyer is. For instance, the value to a group of employees may be very different than the value to a publicly traded buyer, who ... Newsletters Employees Articles Blog Photos Group Connections Reviews IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back A Perpetuation Planning Primer 4/30/2013 12:00:00 AM by CompleteMarkets Editor , Tom Doran This content has not ... rated yet. No one expects the current frantic pace of merger and acquisition activity to last forever. When it does cool off, more agency owners will start looking more closely at internal perpetuation-that is, transferring ownership to employees and/or family members. Even in this merger-crazy environment, more than 60% of Best Practices firms still expect to perpetuate internally. Whether this is your plan or you intend to perpetuate your agency by selling to or merging with a third-party, some serious planning is a must if you want to do ...
https://completemarkets.com/Article/article-post/1023/Disaster-Insurance-Planning/
...planning process is to work with a risk management professional to identify al...strikes, careful consideration of the risks your business is exposed to as wel...
https://completemarkets.com/Article/article-post/652/A-Perpetuation-Planning-Primer/
...third-party appraisal (the best alternative)
It's also important to rec...ed well in advance of any ownership transfer. But take heart: Developing a per...
https://completemarkets.com/Article/article-post/2264/OFFERING-RISK-MANAGEMENT-SERVICES-TO-CLIENTS/
...e and negative aspects of each alternative is extremely important. So is unde...pending for insurance. In our agency, risk management boils down to giving pr...
https://completemarkets.com/Article/article-post/1528/LEGAL-OUTLINE-FOR-CALIFORNIA-AGENCIES-TABLE-OF-CONTENTS/
...t in defense of claims 4.2.5. Alternatives to having the Errors & Omissions ...torney in case of disability 6.2 Transfers to the next generation 6.3 Ba...
https://completemarkets.com/Article/article-post/2450/Insurance-Agencies-And-The-Employment-Civil-Rights-Laws-Of-California-And-The-Ninth-Circuit-Part-2/
... mediation or arbitration as an alternative to litigation.
Alternative Dispute Resolution
There is presen... employer protection, will reduce the risk of litigation. A sprinkling of the ...
https://completemarkets.com/Article/article-post/696/Agency-Telephone-Procedures-Time-Management/
...coming back on the line with an alternative or a progress report. If the call ...