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... , she says, so it takes about twice as long for a producer or customer service representative to become seasoned. Travel and advertising expenses are greater than they are for more conventional property and casualty lines, too. One added expense is industry conventions. Seven years ago, I had no idea what a convention expense was, ' Regnier says. Now, we attend several firemen's and EMS conventions a year. We generally take three people-myself and two other producers-and that's very expensive. But we've seen a good return on that investment. The people in this field like to see you, slap you on the back and buy you a beer. The best advertising is word-of-mouth, and the conventions are one way to get that. Regnier recently added two more dbas to her agency-Municipal Services Agency of Texas and Ambulance Insurance Services of Texas-after CIGNA opened two new markets: municipalities with less than 10,000 people and privately owned ambulance companies. Nobody wants to mess with small municipalities, but after Glatfelter designed a program for them, ' she says. We think this will let us pick up a few of the fire departments and emergency organizations that have to be insured through their municipalities, too. That is where our network of agencies will help. We need people in these small towns who know the firefighters, who know the mayor, who can rub elbows with these people. Cities want to do business with a local agent. So far, the agency has only signed about a dozen municipalities and a few private ambulance companies. But Regnier says the agency is receiving so many inquiries that it will ...

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...l Services Agency of Texas and Ambulance Insurance Services of Texas-after C...en municipalities and a few private ambulance companies. But Regnier says the ...

... , and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back 21 Things To Do To For A Safe Workplace 12/10/2014 12:00:00 AM by Don Phin This content has not been rated yet. 21 THINGS TO DO TO FOR A SAFE WORKPLACE Offer employees a share of insurance premium reductions which result from a reduced number of accidents. Match the applicant carefully to the job. Test their skills and physical abilities. Install alarm systems for theft, entry and fire purposes. Make sure that all threats of violence are reported and investigated immediately. Maintain a first aid cabinet, post first aid information, including fire, police, and ambulance numbers, and a poster on how to perform mouth-to-mouth resuscitation. Comply with all Federal and State OSHA IIPP requirements. Comply with all hazardous materials reporting requirements, including identification of hazardous substances. Clearly mark and keep clear all your exits, aisles, and passages. Provide stairs with slip resistant surfaces, handrails and proper lighting. Make sure your equipment contains safety guards, electrical grounding, readily available and easily identifiable power shut off switches and emergency stop buttons. When appropriate provide your employees with, and require them to wear, protective clothing including: safety glasses, gloves, hard hats, steel toed boots, headphones, hearing protective equipment, wrist braces, back support belts, and the like. Do not allow productivity pressures to compromise safety. Make sure the furniture and equipment you ...

... Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back First Aid 4/30/2013 10:35:25 PM by CompleteMarkets Editor , Bill Grieb This content has not been rated yet. FIRST AID by Bill Grieb This article discusses medical assistance and first aid requirements. GISO 2400 requirements are listed at the end. MEDICAL ASSISTANCE Employers who are not near an infirmary, clinic, or hospital should have someone on-site trained in first aid, backed by medical personnel readily available for advice and consultation. Written procedures should be developed for medical emergencies. It is essential that first aid supplies are available to the trained medical personnel, that emergency phone numbers are placed in conspicuous places near or on telephones, and that prearranged ambulance services are available for any emergency. FIRST AID KITS Every organization should have a first aid kit available. It does not need to be expensive and complex, but it should provide the basics, including supplies for large and small wounds and pain medication. A complete first aid kit should meet OSHA requirements and the CDC's recommendations for isolating rescuer from victim. There are over a dozen first aid regulations in the California Code of Regulations, and other states may have as many. In California's case, a committee is working to draft a single regulation for all industries. One approach being considered is a first level that requires a basic first aid kit and persons adequately trained in standard first aid. A second level would require plant and process evaluation, hazard identification, special need definition and augmentation ...

...r on telephones, and prearranged ambulance services for any emergency are avai...

...rgency Medical Service (EMS), or ambulance service, in Texas. When we first be...

...t you should have at hand: 1. Ambulance 2. Fire rescue 3. Poison control ...

...telephones, and that prearranged ambulance services are available for any emer...