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... Required) Please consider the following: 1. Would you recommend this company? 2. What about this company do you like/dislike? 3. Why did you choose this rating? Submit This Anonymously Submit Cancel Contact Us contact_phone Click to call Unfollow First name: Last name: Email: Are you sure you want to deactivate your CompleteMarkets Company Profile Deactivate Cancel Loading.. About Us Services Jobs PR Newsletters Employees Articles Blog Photos Group Connections Reviews IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All ambulance Articles tagged with ambulance Back Do You Take Uninsured Motorist Coverage For Granted? This content has not been rated yet. CompleteMarkets Editor , Curtis Pearsall 8/7 /2014 12:00:00 AM If you answered Yes' to the above question, or I don't think so, ' please read on. If you answered No, ' congratulations.. All Articles by CompleteMarkets Editor Comments (0 ) Provide Risk Management — Not Insurance! This content has not been rated yet. CompleteMarkets Editor , Chris Burand 4/30/2013 12:00:00 AM PROVIDE RISK MANAGEMENT NOT INSURANCE! by Chris Burand An August 2000 Inc. article titled Bug Your Broker: Vigilance Lowers Insurance Costs' began, Insurance costs are a nuis.. All Articles by CompleteMarkets Editor Comments (0 ) ...

... Personal and Commercial Umbrellas vary widely, so make sure that your company doesn't exclude UM on the policy. If an insured refuses the higher UM limits, many states and companies require that they complete a sign-off form. Even if prospects tell you verbally that they don't want the coverage, never sign the form on their behalf. You may want to check with the company to see if all Named Insureds should sign, or just the first Named Insured. Here's an example of an Uninsured Motorist claim that illustrates many of these points. The case involves allegations that an agent failed to advise a client properly of the availability of higher limits of UM coverage and that the agent failed to obtain a written waiver of UM benefits equal to Liability limits as required by the state's Financial Responsibility Act. An ambulance owned and operated by one of the agency's clients was struck head on by an uninsured vehicle that had crossed the centerline of the highway. A nurse and patient were killed, and the driver was seriously injured. The insured's Business Auto policy had Liability limits of $500,000 but UM limits of only $35,000. The nurse's estate sued the insurance agency, contending that the Uninsured/Underinsured coverage should have been $500,000 and that the agent was negligent in not providing it. Each policy year, the client had been advised that the limits for Uninsured/Underinsured Motorist coverage would be equal to that of Liability coverage unless he chose a lower option. His priorities were to maintain high Liability limits but to keep premium costs down. He reasoned that his employees ...

... Personal and Commercial Umbrellas vary widely, so make sure that your company doesn't exclude UM on the policy. If an insured refuses the higher UM limits, many states and companies require that they complete a sign-off form. Even if prospects tell you verbally that they don't want the coverage, never sign the form on their behalf. You may want to check with the company to see if all Named Insureds should sign, or just the first Named Insured. Here's an example of an Uninsured Motorist claim that illustrates many of these points. The case involves allegations that an agent failed to advise a client properly of the availability of higher limits of UM coverage and that the agent failed to obtain a written waiver of UM benefits equal to Liability limits as required by the state's Financial Responsibility Act. An ambulance owned and operated by one of the agency's clients was struck head on by an uninsured vehicle that had crossed the centerline of the highway. A nurse and patient were killed, and the driver was seriously injured. The insured's Business Auto policy had Liability limits of $500,000 but UM limits of only $35,000. The nurse's estate sued the insurance agency, contending that the Uninsured/Underinsured coverage should have been $500,000 and that the agent was negligent in not providing it. Each policy year, the client had been advised that the limits for Uninsured/Underinsured Motorist coverage would be equal to that of Liability coverage unless he chose a lower option. His priorities were to maintain high Liability limits but to keep premium costs down. He reasoned that his employees ...

... IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Avoiding The Dangers: It'S No Time To Trip!11/20/2014 12:00:00 AM by John Graham This content has not been rated yet. AVOIDING THE DANGERS: IT'S NO TIME TO TRIP! by John Graham It happened on Thursday after lunch as I ran up five steps to the office holding a cup of coffee. On the second step, I tripped. Instantly I knew what happened. "Call an ambulance," I shouted. It was a complete quadriceps tendon tear; this time on the right thigh. Four months later, the surgeon's final checkup concluded with these words of caution, "Don't trip." Those words also make good business advice. While "Don't trip!" is a powerful message, it can be ignored, even at a time when it's easier than ever to take a dive on the second step. When they "trip," many businesses either don't recover or remain badly injured. Yet, their missteps can make us more aware of the dangers and how to avoid them. Here are a few examples: Never compromise credibility. Too many companies can't resist "putting a spin" on their actions, which only makes them look stupid or worse. ...

...r an Emergency Medical Service (Ambulances) Program for the State of Texas. W...

... x No Thanks Loading.. Avoiding The Dangers: It'S No Time To Trip!11/20/2014 by John Graham This content has not been rated yet. AVOIDING THE DANGERS: IT'S NO TIME TO TRIP! by John Graham It happened on Thursday after lunch as I ran up five steps to the office holding a cup of coffee. On the second step, I tripped. Instantly I knew what happened. "Call an ambulance," I shouted. It was a complete quadriceps tendon tear; this time on the right thigh. Four months later, the surgeon's final checkup concluded with these words of caution, "Don't trip." Those words also make good business advice. While "Don't trip!" is a powerful message, it can be ignored, even at a time when it's easier than ever to take a dive on the second step. When they "trip," many businesses either don't recover or remain badly injured. Yet, their missteps can make us more aware of the dangers and how to avoid them. Here are a few examples: Never compromise credibility. Too many companies can't resist "putting a spin" on their actions, which only makes them look stupid or worse. Take what Bank of America's global strategy and marketing officer Anne Finucane said after her company pulled the plug on its $5 a month debit card charge in the face of a nationwide revolt led by a 21-year old part-time nanny. "We were too aggressive. We were convinced, given the environment, given the reaction, given the mood of the country ...

... accidental chemical splashes, falling objects, flying particles, unknown atmospheres with inadequate oxygen or toxic gases, fires, live electrical wiring, or similar emergencies need personal protective equipment, including: Safety glasses, goggles, or face shields for eye protection. Hard hats and safety shoes. Properly selected and fitted respirators. Whole body coverings, gloves, hoods, and boots. Body protection for abnormal environmental conditions such as extreme temperatures. Medical Assistance Employers not near an infirmary, clinic, or hospital should have someone on-site trained in first aid, have medical personnel readily available for advice and consultation, and develop written emergency medical procedures. It is essential that first aid supplies are available to the trained medical personnel, that emergency phone numbers are placed in conspicuous places near or on telephones, and prearranged ambulance services for any emergency are available. Further Information More detailed information on workplace emergencies is provided in "How to Prepare for Workplace Emergencies" (OSHA 3088) available free from OSHA Publications, Room N3101, 200 Constitution Ave., N.W., Washington, D.C. 20210, telephone (202) 219-4667, or local OSHA offices. This is one of a series of fact sheets highlighting U.S. Department of Labor programs. It is intended as a general description only and does not carry the force of legal opinion. Login or Register (for FREE) to gain access to thousands of other great articles. Need more reasons to join? Need insurance for you, your business or your family? Get quality appointments - Save yourself a whole lot of time & ...

... and other sources of business owners who have a list of customers. These are known as responsive lists because each person on the list has responded in some way to an offer. They're generally highly targeted and cost more than a simple compiled list. Most of the time, these lists are worth the extra money because the people on them fit exactly the profile of the type of prospect you've identified. Finally, there are federal, state, and local government lists. They're generally free or next to free and can be highly targeted to a specific type of business. Lists of individual consumers are also available. WHERE TO FIND GOVERNMENT LISTS The main problem with government lists is that they're hard to find. My company developed a marketing program for an Emergency Medical Service (EMS), or ambulance service, in Texas. When we first began looking for prospect names, we called the state government offices in Austin. We began with a phone number that provides general information. The people there directed us to the Texas Department of Health. After talking with several people about what we were looking for, we learned that the department had a list of every EMS provider licensed in the state. We purchased the entire list for only $27.50. It included 1,300 names, which we narrowed down to the 350 prime prospects for the program. These names were used as the basis for a very successful marketing program. The only other cost was the expense to type the names into the database. Most agents don't obtain lists this way because the process is much harder that it ...

... x No Thanks Loading.. First Aid 4/30/2013 by CompleteMarkets Editor , Bill Grieb This content has not been rated yet. FIRST AID by Bill Grieb This article discusses medical assistance and first aid requirements. GISO 2400 requirements are listed at the end. MEDICAL ASSISTANCE Employers who are not near an infirmary, clinic, or hospital should have someone on-site trained in first aid, backed by medical personnel readily available for advice and consultation. Written procedures should be developed for medical emergencies. It is essential that first aid supplies are available to the trained medical personnel, that emergency phone numbers are placed in conspicuous places near or on telephones, and that prearranged ambulance services are available for any emergency. FIRST AID KITS Every organization should have a first aid kit available. It does not need to be expensive and complex, but it should provide the basics, including supplies for large and small wounds and pain medication. A complete first aid kit should meet OSHA requirements and the CDC's recommendations for isolating rescuer from victim. There are over a dozen first aid regulations in the California Code of Regulations, and other states may have as many. In California's case, a committee is working to draft a single regulation for all industries. One approach being considered is a first level that requires a basic first aid kit and persons adequately trained in standard first aid. A second level would require plant and process evaluation, hazard identification, special need definition and augmentation of training and materials. Currently a licensed physician must be consulted regarding the contents of an employer's first aid kit. Many physicians ...

...r an Emergency Medical Service (Ambulances) Program for the State of Texas. Wh...