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... Life production? You want to avoid the pitfalls that many P/C agents have encountered- pitfalls that have killed Life-sales operations. To build a successful, positive lead program, it's prudent to identify potential negatives. All Articles by CompleteMarkets Editor Comments (0 ) Apartment Owners - "How Many Hats Do You Wear?" This content has not been rated yet. CompleteMarkets Editor 3/25/2014 12:00:00 AM Dear (Customer Name): HOW MANY HATS DO YOU WEAR? Many apartment owners find ... bargained for.. All Articles by CompleteMarkets Editor Comments (0 ) Business Continuity Planning 1 Verified Reviews - 5 of 5.0 1 2 3 4 5 CompleteMarkets Editor 4/30/2013 12:00:00 AM Each year potential hazards threaten the business community worldwide. Earthquakes, hurricanes, floods, fires, and other disruptive events represent a continuous problem throughout the business community. Many of these threats result in significant exposure to large and small businesses. When business operations are disrupted, companies suffer both tangible and intangible losses. All ... by CompleteMarkets Editor Comments (0 ) Business Income This content has not been rated yet. CompleteMarkets Editor 8/11/2014 12:00:00 AM A FIRE CAN DO MORE THAN JUST DAMAGE YOUR BUILDING Dear (Customer Name): If a serious fire occurred at your ( ), your first thought would probably be for the immediate.. All Articles by CompleteMarkets Editor Comments (0 ) 1 2 3 4 5 .. x No Thanks Loading.. Loading.. x No Thanks Loading.. ...

... . &# 160 Connie &# 160 Connie is 26 years old and in the early stages of a career. She receives basic health insurance from her employer, and contributes to the cost of the plan through payroll deduction. Connie owns an automobile and rents an apartment. In addition to her job, she maintains a small free-lance graphic design business in her apartment, which is equipped with a sophisticated computer system. &# 160 The purchase of her computer prompted Connie to meet with her local independent insurance agent to review her ... . Separate policies are purchased for homes and other major property or possessions. Because your home is probably your most valuable asset, it is critical to insure it properly. For example, if you live in a geographic area prone to certain weather problems-such as floods, earthquakes or hurricanes-you need special policies to protect your investment. &# 160 In addition, you should be aware of monetary limits on groups of items, including jewelry, computer or electronic equipment, artwork, some furnishings, etc. You can purchase additional insurance, ... floaters, by listing items that fall outside the limits. Based on the value of your property, the cost of the floater is usually minimal and outweighs the risk of leaving family heirlooms, equipment, and prized possessions uninsured and unprotected. &# 160 You also have the option to insure your property for the actual cash value or the replacement cost, which determines the amount of compensation you receive. Replacement value enables you to replace property at the current market price, regardless of its age or condition-whereas, under actual cash value ...

... your agency, but the team should include a representative from as many departments as possible. One agency told me how each member of its planning team worked on the plan individually, and then presented their ideas before the entire team. The team took each person's ideas apart and put them back together to form the final plan. A process like this ensures that no important information or perspective gets omitted. I know of one agency that went so far as to include the IT manager from another agency on its planning team, in ... the plan to new employees during their orientation and training. YOU CALL THAT A DISASTER? After assembling your team, the next step is to consider what type of disasters you might confront. It's easy enough to imagine dramatic natural disasters such as fire, floods, earthquakes, hurricanes, and tornados. Don't make the mistake of thinking that such events are only the concerns of isolated areas. For instance, we think of the West Coast when we think of earthquakes — yet one of the largest fault lines in the United States ... in southeast Missouri. When making your plan, be aware of all that's possible, not just what's most likely. The 9/11 attacks put man-made disasters alongside natural events at the top of our list. Such incidents don't have to be as intentional or as dramatic as terrorist actions to have disastrous effects. Both my office and home are located near a rail line, but I must admit that I don't know exactly what the trains are carrying when they pass by. A derailment wouldn't damage my agency directly, but if ...

... owns an automobile and rents an apartment. In addition to her job, she mainta...olidate her existing multiple policies and purchase a package policy.   ...

...disasters such as fire, floods, earthquakes, hurricanes, and tornados. Don’t m...te that ‘x’ worked out then, and we have our plan in place for next ...