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Interdependence Among Associations, Underwriters, And Agents
INTERDEPENDENCE AMONG ASSOCIATIONS, UNDERWRITERS, AND AGENTS   ...g position among the parties to an association offering, and thus they will co...

Niche Marketing: Attracting Associations Going Captive
NICHE MARKETING: ATTRACTING ASSOCIATIONS GOING CAPTIVE   by Raymon...icipation.   The association market is enormous, and the pot...

... specialty policy to meet them. Associations are another area that has produce...y created specialty niche insurance programs.

... with a trade or local business association to start an EAP. DRUG TESTING The American Management Association says 85% of major companies in 199...availability of any drug counseling programs, and the possible penalties for d...

...n the booths with them. Sharing association endorsements with the producer is ...are many ways of finding a PA. Most programs are listed in periodicals such as...

... program's administrative and marketing expenses — and be sure not to underestimate these costs. File the program's rates and coverages on an admitted basis. Trying to administer a surplus-lines program on a regional or national basis can turn into a nightmare! Finally, bear in mind the admonition of baseball immortal Branch Rickey: Luck is the residue of design. Thomas S. Gillingham, Sr. is president of Gillingham & Associates, a designer and marketer of specialty insurance programs. He can be reached at G&A , 8461 Turnpike Dr., Suite 110, Westminster, CO 80030; (303) 428-5400; (303) 428-5900 Fax; e-mail: [email protected] ; Web site: www.outdoorinsurance.com . Login or Register (for FREE) to gain access to thousands of other great articles. Need more ... Photos Group Connections Reviews IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Creating A Specialty Insurance Program 4/30/2013 12:00:00 AM by CompleteMarkets Editor This content has not been rated yet. In decades past, specialty insurance programs were often fraught with folly. Today, underwriters know that a combination of inexperienced underwriting with an ineffective national sales organization can kill almost any program. How do you create or participate in one with a significant life span? Thomas Gillingham's document ...

...or and Director of the Executive Programs, The Amos Tuck School of Business Ad...

... that it may be broadly applied in general industry, shipyards, marine terminals, and longshoring activities regardless of the size, nature, or complexity of operations. Construction activities are not covered by this guideline because they are already covered under OSHA's construction standards. The guidelines, a distillation of successfully applied safety and health management practices, are advocated by safety and health professionals and consultants representing corporations, professional associations, and labor unions. The Guidelines The guidelines call for systematic identification, evaluation, and prevention or control of general workplace hazards, specific job hazards, and potential hazards which may arise from foreseeable conditions. The extent to which a program is described in writing is less important than how effective it is in practice. As the size of a worksite or the complexity of a hazardous operation increases ... Photos Group Connections Reviews IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Voluntary Safety And Health Program Management Guidelines 4/30/2013 10:39:41 PM by CompleteMarkets Editor This content has not been rated yet. INFORMATION DATE 19910805 DESCRIPTION USDOL Program Highlights on Safety and Health Program Management SUBJECT Voluntary Safety and Health Program Management ABSTRACT Management Commitment and Employee Involvement calls for a worksite policy on safe and healthful work and working conditions clearly stated so that all personnel with responsibility at the site ...

... Articles Blog Photos Group Connections Reviews IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Interdependence Among Associations, Underwriters, And Agents 4/30/2013 10:41:58 PM by CompleteMarkets Editor , Robert Larsen This content has not been rated yet. INTERDEPENDENCE AMONG ASSOCIATIONS, UNDERWRITERS, AND AGENTS &# 160 by Robert Larsen &# 160 Symbiosis: any interdependent or mutually beneficial relationship between two or more persons or groups. &# 160 Most associations' member insurance services are defined ... from the association officers and directors' perspective. Their primary objective is an insurance plan that the majority of members will perceive as having better rates or coverage than that of comparable programs that can be purchased individually. They want a relatively problem-free program that appeals to a typical member-a program with a trend line indicating broad acceptance by a growing number of members. Individual members expect to get a better deal because of the association's endorsement. &# 160 With the growing extremes in current underwriting cycles, association members purchasing Commercial insurance are more confused than ever. Pricing is seen as anything but consistent. When this perception is true, insurance buyers usually hold the advantage-but the average Commercial account holder doesn't see it this way. &# 160 Insurance agents and brokers understand that. Generally, they have grown ...

... time and effort feel the results are worth it. Almost any employer-large or small-can offer EAP services. There are many ways to set up an EAP: Your company or union may establish a program at or near the worksite. You may buy EAP services from an outside EAP provider. You may join together in a consortium to offer EAP services. You may work with a trade or local business association to start an EAP. How to Develop an EAP The first step in developing an Employee Assistance Program is to identify problem areas and specific employee needs. The program should help supervisors and managers use the system in a cost-effective manner. After the needs and problems have been identified, the next step is to locate counseling, treatment, and other available resources. With needs determined and resources located ... Articles Blog Photos Group Connections Reviews IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Employee Assistance Programs, 2 4/30/2013 10:34:57 PM by CompleteMarkets Editor , Bill Grieb This content has not been rated yet. EMPLOYEE ASSISTANCE PROGRAMS, 2 by Bill Grieb Employees are valuable resources. They are also human beings, which means they have problems that may affect their performance on the job. The problems can come from many sources: substance abuse, family difficulties, ...