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... omissions Directors and Officers legal liability Property and All Risk Coverage Exposures Real property Personal property Time element exposures Business interruption Extra expense Cargo - Inland Marine and Ocean Marine Valuables on display and in transit Computer - software and hardware Off-site record storage Accounts receivable Retroactive building codes compliance Automatic sprinkler leakage Debris removal Crime Exposures Burglary and robbery Cash - on and off premises Checks and securities Employee fidelity Forgery and embezzlement Workers Compensation Exposures Applicable state regulations States operating via monopolistic fund Agriculture and domestic workers activities Marine activities Longshoremens' and Harbor Workers Act 6.2 Legal ... manufacturing facilities supplying ten retail outlets utilizing a single distribution center. The vulnerability point would be that all completed manufactured items are accumulated, stored and shipped from the single distribution center. Furthermore, the retail outlets become inoperative as they loose their single distribution center resource for merchandise. The consequences of loss of a distribution center in this hypothetical scenario would prove to be serious and represent a unique loss vulnerability exposure problem. The loss of the distribution center could be as a result of earthquake, fire, flood or even an organized labor ... following: Vulnerability Situation Samples Unique limited resources used in processing or manufacturing Limited quantity of custom built parts available in product assembly Extended delivery duration of raw material sourcing supply time Labor strike exposures concerning manufacturing and shipping Political risk problems affecting vital foreign source materials One-of-a-kind single manufacturing machines subject to long-term replacement time and acquisition delays Annual seasonal operations developing cyclical business peaks and valleys involving short term high revenue generation Loss of communications capability over an extended period of time Loss of MIS processing capability Loss or unavailability of MIS backup software Processing single item failure ...

...ve building codes compliance Automatic sprinkler leakage Debris remova...