https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/1035/DOT-DRUG-AND-ALCOHOL-TESTING-REGULATIONS-ARE-YOU-READY/
... has not been rated yet. DOT DRUG AND ALCOHOL TESTING REGULATIONS: ARE YOU READY? by Karen Herson and Bill Current Do you know that if you employ anyone who must, in the course of his or her job, possess a commercial driver's license (CDL) and perform safety-sensitive' functions as defined by the U.S. Department of Transportation (DOT), you are required to conduct drug and alcohol testing? Although drug testing had long been mandated by DOT, the Omnibus Transportation Employee Testing Act of 1991 goes further by also requiring alcohol testing and extends coverage to intrastate drivers and all CDL holders. This legislation greatly increased the number of workers covered. DOT estimates that nearly 8 million workers across the country are now affected by the requirements of the Act, which also applies to the aviation, railway, marine, and pipeline industries. The DOT drug and alcohol testing regulations unquestionably represent one of the most complex and costly federal regulations in existence today. Most of the requirements are beyond the capabilities of many small business owners. However, the drug-free workplace consulting firm of Robert Stutman & Associates has developed a product that literally takes the hassle and the exorbitant expense out of complying with the regulations. We'll discuss this in greater depth later in this article. For now, let's examine exactly what the regulations require of you. WHO IS COVERED? The DOT's explanation of safety-sensitive' functions in the motor carrier industry is simply anyone driving, ready to drive, or immediately available to drive and any driver who is supervising the loading and unloading of a truck is considered to be performing ...
https://completemarkets.com/Article/article-post/1035/DOT-DRUG-AND-ALCOHOL-TESTING-REGULATIONS-ARE-YOU-READY/
...e Act, which also applies to the aviation, railway, marine, and pipeline indus...t a 50% frequency rate (25% for the aviation and railway industries). ...
https://completemarkets.com/Article/article-post/808/Life-Support-Is-Crucial/
... the Property, Casualty, Surety, Aviation Inland Marine, and Ocean Marine worl...
https://completemarkets.com/Article/article-post/2364/Getting-A-Company-Appointment-Part-1/
...ion, Construction, Ocean Marine, Aviation, etc.? Don’t even think about a new ...
https://completemarkets.com/Article/article-post/180/A-Corporate-Focus-On-Risk-Management/
...affect another. For example, the aviation market, after many serious claims, r...
https://completemarkets.com/Article/article-post/967/PRODUCTIVITY-UP-PROFITS-DOWN/
...certain type of account, such as aviation or poultry farms. They use aut...
https://completemarkets.com/company/ase-insurance-services/Articles/content-package/Member-Content/TabCategory/article-post/2564/Its-a-Small-World-Doing-Business-Abroad/
... in a U.S. agent receiving a larger commission and anticipating a similar type of revenue in servicing a subsidiary of a Canadian account. Unfortunately, the premium account size tends to be much smaller for Canadian accounts, which leads to limited interest by some U.S. agents. The Canadian decision-making process tends to be faster. Insurers on international accounts and generally larger accounts will respond within 30 days. The process in the United States is usually much longer (60 to 90 days) because of the detail required and multi-state involvement. REVERSE FLOW BUSINESS: ON THE RISE "Reverse flow" business-involving domestic subsidiaries of foreign parents-is playing an increasingly important role in the international insurance market. These accounts will continue to grow as smaller to medium-sized U.S. accounts expand into Canada. Canadians have high technical skills in aviation, automotive, steel, and automation, competing actively on a global basis. For example, all of the Ford Windstars for the North American market are now made in Oakville, ONT. Such economic activities result in Canadian IMMS member brokers working with IMMS member agents in the United States to insure these accounts. This business can be expanded in Life & Health insurance, pension consulting, and possibly placement of insurance in emerging third-world countries. Such nations as Argentina, Brazil, Chile, China, the Czech Republic, Malaysia, Mexico, Thailand, and Vietnam are on a fast track for economic development. This growth offers a perfect opportunity to expand the IMMS network, with U.S. and Canadian members leading and coordinating the Commercial accounts for business extended or originating in these countries. MAKING ...
https://completemarkets.com/Article/article-post/212/How-To-Deal-With-A-Wholesaler/
... with the same E&S broker on Aviation, Marine, and Products Liability acco...