https://completemarkets.com/Article/article-post/923/VEHICLE-SAFETY-PART-2/
...ments they must be placed in closed boxes or containers which cannot shift, to...rior to loading or unloading. Secure trucks and trailers from movement during ...
https://completemarkets.com/Article/article-post/922/VEHICLE-SAFETY-PART-1/
...ents, they must be placed in closed boxes or containers that cannot shift or t...ecial precautions should be taken by trucks with attachments when securing and...
https://completemarkets.com/Article/article-post/62/25-Marketing-Ideas-You%E2%80%99ve-Probably-Never-Considered-Using-Before/
... department. Schedule a series of “box lunch” Web clinics on topics such as e... 14: Offer to put magnetic signs on trucks for local contractors. Argus Finan...
https://completemarkets.com/Article/article-post/2004/AGENTS-FOR-CHANGE-WE-CAN-MAKE-THE-WORKPLACE-SAFER/
...difficulty continually transferring boxes containing 40 pounds of chocolates f... safety committee and purchased hand trucks. When safety is employee-driven an...
https://completemarkets.com/Article/article-post/70/If-The-Niche-Fits-Designing-The-Niche-Program-Questionnaire/
...group for owner-operator delivery trucks, we established that truck owners are...
https://completemarkets.com/Article/article-post/1867/100-EASY-WAYS-TO-BEGIN-A-SALES-LETTER-PART-TWO/
...ss' approach, complete with Johnson Box. (I've come to regard Johnson Boxes as de-personalizers.) A truly person...em gushy and phony. Under the Johnson Box is another 'bulk' line, printed in ...
https://completemarkets.com/Article/article-post/1570/SAFETY-AND-HAZARD-INSPECTION-SURVEY/
... Operating Permits [ ] Suggestion Box RECORDKEEPING [ ] Exposure and ...e tanks which are used by industrial trucks stored in accord with regulations?...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/2138/E-O-Insights-Let-Me-Think-About-It-%E2%80%A6/
... In these cases, the client might often request you to "duplicate what I have but save me money." This is dangerous and can lead to an uninsured claims — and potentially E&O litigation. If the customer doesn't have an umbrella, or has only $1 million in coverage, you should offer a proposal for one or provide options for higher limits. Think Out Of the Box I strongly advise you to take a fresh approach when working with a new client. Using an exposure analysis checklist is a great starting point to make sure you understand the risk and can identify the new customer's exposures. There are probably very few risks (if any) that don't have the potential of generating a claim that can exceed the primary layer of coverages. This means that you should ... & Links Categories Popular Recent All Back E&O Insights: Let Me Think About It … 4/7 /2014 12:00:00 AM by CompleteMarkets Editor , Curtis Pearsall This content has not been rated yet. A client who utters these words might well be laying the groundwork for a nasty E&O claim. Consider this case: The insured had a niche market for tow truck operators. The claim involved a client from another state whose tow truck rear-ended a car, causing an occupant of the vehicle to become a wheelchair-bound paraplegic. The underlying case was worth $5 million to $10 million. The client, a new customer, had provided a copy of his previous policy to the agent and asked for coverage. The agent stated that he saw the previous policy ...
https://completemarkets.com/Article/article-post/2138/E-O-Insights-Let-Me-Think-About-It-%E2%80%A6/
...for higher limits.
Think Out Of the Box
I strongly advise you to take a fresh ...
https://completemarkets.com/Article/article-post/2124/A-New-Year%E2%80%99S-E-O-Resolution-Guaranteed-To-Make-A-Difference/
... O rates in a tightening market) . Make document everything' your E&O New Year's resolution — and you'll benefit from a more efficient and profitable agency with an unsullied reputation. This article originally appeared in the Utica National Insurance Co. E&O Bulletin and is reproduced with permission. Curtis M. Pearsall, CPCU, AIAF can be reached at Utica National Insurance Group, P.O. Box 530, Utica, NY 13503, (800) 274-1914, fax (315) 734-280, e-mail [email protected] . Login or Register (for FREE) to gain access to thousands of other great articles. Need more reasons to join? Need insurance for you, your business or your family? Get quality appointments - Save yourself a whole lot of time & money when you use ... is no, ' now's the time to make a New Year's resolution to practice E&O risk management. Let's look at the last question. During the past 15 years, I've heard many attorneys say that if the agent had only documented the conversation, either they wouldn't have faced an E&O claim or the result would've been totally different. Here's one such case: After a fatal truck accident involving a product made and installed by an agency's Commercial Lines client, the insurer denied coverage because the client didn't carry Products and Completed Operations Liability insurance. The client settled the fatality claim, and then sued the agent for failure to provide the coverage. The agent had written the client's Liability insurance, including Products and Completed Operations, for several years. After the carrier gave notice of ...